Why choose Bank Zero

Zero Card Fraud

Unique-in-world patent protects you from losing any money to card data theft, card skimming or fraudulent eCommerce transactions.

A further innovation ensures ALL online card transactions are approved by you: if not a 3DS transaction, you use your “card subscriptions” list to tell us which merchants’ transactions we may auto-approve on your behalf.

Zero Debit Order Surprises

For NEW debit orders, we warn you with a red task on your App. Reject if you don’t recognise it, and it won’t even hit your account.

For EXISTING debit orders, we always warn you just before it runs, so that you manage your cash flow.

Pay Immediately

Pay only R6.50 for any amount. (Unfortunately, if the amount is above R3000 to FNB/RMB, Standard or ABSA, we are forced to charge R12.)

Shared Accounts

Directly connect your account with family, friends, kids, staff, co-owners of businesses, club/stokvel members, or basically anyone you choose.

Share information, allow inward (but not outward) flows from all.

Easy Card Control

Lock fully if temporarily lost, or lock only some parts like Online use or ATM use. You can even select what ATM use is allowed (once / always / never).

Choose if card is locked for taps below R500. Appoint someone to approve online card transactions on your behalf. Download to see everything you can do.

Easy Downloads

Transaction history viewable on App can be downloaded straight into an Excel file for further transaction analysis. Swipe down to required date (as far back as you want), then tap the Excel icon to create the file on your phone.

Relationship Banking

Assistants, staff members, family members… anyone helping with your banking admin… They load, you do final authorisation

Under 16?

Once legal guardian kick-starts process by providing child’s proof of ID, child can then create own unique profile, with own personal access and with full control over own transactions.