After downloading the App, register in 2 simple steps
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Not only do you no longer have to pay high banking fees, but we also help you get rid of those typical banking irritations.
No skimming,
no online fraud
Unique-in-world patent protects you from losing any money to card data theft, card skimming or fraudulent eCommerce transactions.
A further innovation ensures ALL online card transactions are approved by you: if not a 3DS transaction, you use your “card subscriptions” list to tell us which merchants’ transactions we may auto-approve on your behalf.
Always receive
alerts beforehand
For NEW debit orders, we warn you with a red task on your App. Reject if you don’t recognise it, and it won’t even hit your account.
For EXISTING debit orders, we always warn you just before it runs, so that you manage your cash flow.
Lowest cost
above R3000
Pay only R6.50 for any amount. (Unfortunately, if the amount is above R3000 to FNB/RMB, Standard or ABSA, we are forced to charge R12.)
Clubs, stokvels,
households, couples, kids
Directly connect your account with family, friends, kids, staff, co-owners of businesses, club/stokvel members, or basically anyone you choose.
Share information, allow inward (but not outward) flows from all.
From ATM to Online
transactions
Lock fully if temporarily lost, or lock only some parts like Online use or ATM use. You can even select what ATM use is allowed (once / always / never).
Choose if card is locked for taps below R500.
Appoint someone to approve online card transactions on your behalf.
Download to see everything you can do.
With a swipe and a tap,
straight into Excel
Transaction history viewable on App can be downloaded straight into an Excel file for further transaction analysis.
Swipe down to required date (as far back as you want), then tap the Excel icon to create the file on your phone.
Setup people to load
payments for you
Assistants, staff members, family members… anyone helping with your banking admin… They load, you do final authorisation.
Own profile, own card
& own login
Once legal guardian kick-starts process by providing child’s proof of ID, child can then create own unique profile, with own personal access and with full control over own transactions.
Large CIPC-registered companies or small sole traders. NPOs or partnerships. Same zero fees, same awesome features.
Multi-level
authorisations
Easily build and change your own authorisation chain within a few minutes. No need to call anyone – just drag the authoriser’s face tile to the required level.
Up to 3 levels, with the flexibility of 3 names per level.
Seamlessly order
and link a POS
Zero monthly fees, only a small once-off upfront payment to iKhokha for the machine.
Automatically link business account to machine, without needing to re-FICA.
Multiple payments,
one single screen
Business or individual, pay suppliers and staff from one single App screen. If list too long to comfortably type on phone, just upload csv file from computer.
You can also export all existing recipients from App into a csv file.
Link to external
accounting software
Connect Xero directly to your Bank Zero account and automatically import your transactional data. No more manual data entries.
Step 1 – Start process
Step 2 – Provide proof that business exists
Step 3 – Add all owners plus those mandated to open / maintain this banking profile
Step 4 – To make it easy, we auto-populate all necessary declarations
…and email to you – just add a last info we don’t yet have, then sign:
Everything has been designed so that you have full control and do not need to contact us for help.
If you do still need assistance, email us at info@bankzero.co.za or WhatsApp us on 079 221 6628.
Bank Zero Mutual Bank (MB0001). Authorised financial service provider (FSP No: 50870)
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