[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Header” module_id=”home” _builder_version=”4.20.2″ _module_preset=”default” background_color=”gcid-5e069919-eee5-4e17-abb6-145bf6c54156″ background_image=”https://www.bankzero.co.za/wp-content/uploads/2022/05/Phone-Mockups-2_1.jpg” background_size=”contain” background_position=”top_right” background_horizontal_offset=”-30%” min_height=”850px” min_height_tablet=”” min_height_phone=”auto” min_height_last_edited=”on|phone” custom_margin=”||||false|false” custom_margin_tablet=”” custom_margin_phone=”||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”80px||||false|false” custom_padding_tablet=”” custom_padding_phone=”||0px||false|false” background_last_edited=”on|phone” background_enable_image_phone=”off” collapsed=”off” global_colors_info=”{%22gcid-e57181e4-50a3-456c-8c17-b8f254424c1d%22:%91%93,%22gcid-5e069919-eee5-4e17-abb6-145bf6c54156%22:%91%22background_color%22%93}”][et_pb_row column_structure=”1_2,1_2″ custom_padding_last_edited=”on|phone” _builder_version=”4.23″ _module_preset=”default” vertical_offset=”0px” width_tablet=”” width_phone=”100%” width_last_edited=”on|phone” max_width=”1950px” custom_margin=”50px||||false|false” custom_margin_tablet=”” custom_margin_phone=”40px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” custom_padding_tablet=”” custom_padding_phone=”0px||0px||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text content_phone=”On top of the Zero (or low) fees,
what defines Bank Zero is its functionality.

So head over to the App and experience
this innovative functionality
for yourself.
” content_last_edited=”off|desktop” disabled_on=”on|off|off” _builder_version=”4.16″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ custom_margin=”||5px||false|false” custom_padding=”||5px||false|false” locked=”off” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]
[/et_pb_text][et_pb_text content_last_edited=”off|desktop” disabled_on=”off|on|on” _builder_version=”4.17.3″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ text_orientation=”center” width=”%22200%22″ height=”%22107%22″ locked=”off” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

[/et_pb_text][et_pb_text _builder_version=”4.17.3″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ text_font=”Libre Franklin|800|||||||” text_font_size=”100px” text_line_height=”0.9em” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ width_tablet=”” width_phone=”80%” width_last_edited=”on|phone” custom_margin=”||0px||false|false” text_font_size_tablet=”” text_font_size_phone=”55px” text_font_size_last_edited=”on|phone” header_text_align_tablet=”” header_text_align_phone=”center” header_text_align_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”65px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”center” text_orientation_last_edited=”on|phone” module_alignment_tablet=”” module_alignment_phone=”center” module_alignment_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Powerful
Banking[/et_pb_text][et_pb_text _builder_version=”4.17.3″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ text_font=”Libre Franklin|700|||||||” text_font_size=”50px” header_4_font=”Libre Franklin|700|||||||” header_4_text_color=”#e69442″ header_4_font_size=”50px” width_tablet=”” width_phone=”80%” width_last_edited=”on|phone” custom_margin=”27px||||false|false” custom_padding=”0px||||false|false” header_2_text_align_tablet=”” header_2_text_align_phone=”center” header_2_text_align_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”35px” header_2_font_size_last_edited=”on|phone” header_4_text_align_tablet=”” header_4_text_align_phone=”center” header_4_text_align_last_edited=”on|phone” module_alignment_tablet=”” module_alignment_phone=”center” module_alignment_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

at Zero cost

[/et_pb_text][et_pb_text content_tablet=”” content_phone=”

A simple and modern App-driven bank for both individuals and businesses, with a fresh approach towards banking.

” content_last_edited=”on|phone” module_id=”about” _builder_version=”4.17.3″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ width_tablet=”” width_phone=”80%” width_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”center” text_orientation_last_edited=”on|phone” module_alignment_tablet=”” module_alignment_phone=”center” module_alignment_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

A simple and modern App-driven
bank for individuals and businesses.

[/et_pb_text][et_pb_text content_tablet=”” content_phone=”

A simple and modern App-driven bank for both individuals and businesses, with a fresh approach towards banking.

Focussed on solving real banking problems which you struggle with every day.

” content_last_edited=”on|phone” disabled_on=”on|on|on” module_id=”about” _builder_version=”4.17.3″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ width_tablet=”” width_phone=”80%” width_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”center” text_orientation_last_edited=”on|phone” module_alignment_tablet=”” module_alignment_phone=”center” module_alignment_last_edited=”on|phone” disabled=”on” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

A simple and modern App-driven
bank for individuals and businesses.

Zero (to low) fees, an advanced App,
a patented card and anytime chat is your
gateway to financial freedom.

[/et_pb_text][et_pb_text content_tablet=”

Use the App for all your day-to-day banking needs and more.

A patented personalised card gives you powerful security and global reach (with a forex mark-up rate of just 1%!).

Card Machines by iKhokha at Zero monthly fees and great service, here

Need assistance? With email or WhatsApp chat 7 days a week you get peace of mind.

” content_phone=”

Use the App for all your day-to-day banking needs and more.

A patented personalised card gives you powerful security and global reach (with a forex mark-up rate of just 1%!).

Card Machines by iKhokha at Zero monthly fees and great service, here.

Commercial banking for any size business, streamlined and easy. Read our blog.

Need assistance? With email or WhatsApp chat 7 days a week you get peace of mind.

” content_last_edited=”on|phone” _builder_version=”4.23.1″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ z_index=”500″ width=”90%” width_tablet=”” width_phone=”80%” width_last_edited=”on|phone” max_width=”970px” height=”%22291%22″ custom_padding=”||30px||false|false” custom_padding_tablet=”|||” custom_padding_phone=”||30px||false|false” custom_padding_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”center” text_orientation_last_edited=”on|phone” module_alignment_tablet=”” module_alignment_phone=”center” module_alignment_last_edited=”on|phone” custom_css_main_element=”z-index: 999;” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Use the App for all your day-to-day banking needs and more.

A patented personalised card gives you powerful security and global reach (with a forex mark-up rate of just 1%!).

Card Machines by iKhokha at Zero monthly fees and great service, here.

Commercial banking for any size business, streamlined and easy. Read our blog.

Need assistance? With email or WhatsApp chat 7 days a week you get peace of mind.

[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” background_enable_image=”off” background_size=”contain” global_colors_info=”{}”][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” disabled_on=”on|on|off” admin_label=”Get Your App D” module_id=”get-your-app” _builder_version=”4.18.0″ _module_preset=”default” background_color=”gcid-5e069919-eee5-4e17-abb6-145bf6c54156″ custom_margin=”||0px||false|false” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|phone” custom_padding=”100px||0px||false|false” custom_padding_tablet=”” custom_padding_phone=”40px||0px||false|false” collapsed=”on” global_colors_info=”{%22gcid-e57181e4-50a3-456c-8c17-b8f254424c1d%22:%91%93,%22gcid-5e069919-eee5-4e17-abb6-145bf6c54156%22:%91%22background_color%22%93}”][et_pb_row column_structure=”3_5,2_5″ use_custom_gutter=”on” gutter_width=”2″ custom_padding_last_edited=”on|phone” disabled_on=”on|on|off” _builder_version=”4.17.3″ _module_preset=”default” max_width=”1950px” custom_margin_tablet=”” custom_margin_phone=”0px||0px||true|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”27px||128px||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2022/05/GetApp.png” title_text=”GetApp” show_bottom_space=”off” _builder_version=”4.20.2″ _module_preset=”default” z_index=”-221″ custom_margin=”-10em||0px||false|false” custom_padding=”5px||5px||false|false” global_colors_info=”{}”][/et_pb_image][/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.16″ _module_preset=”default” position_origin_r=”bottom_left” global_colors_info=”{}”][et_pb_text content_tablet=”” content_phone=”

Get Your

” content_last_edited=”on|phone” _builder_version=”4.16″ _module_preset=”98b12bfd-4fc8-4007-ab69-ae93855cbc9d” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ custom_margin=”||0px||false|false” custom_margin_tablet=”” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”0px||||false|false” custom_padding_last_edited=”on|phone” header_3_text_align_tablet=”” header_3_text_align_phone=”” header_3_text_align_last_edited=”on|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”35px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Get Your

[/et_pb_text][et_pb_text content_tablet=”” content_phone=”

App

” content_last_edited=”on|phone” _builder_version=”4.16″ _module_preset=”98b12bfd-4fc8-4007-ab69-ae93855cbc9d” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” header_text_align_tablet=”” header_text_align_phone=”center” header_text_align_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”65px” header_font_size_last_edited=”on|phone” header_4_font_size_tablet=”” header_4_font_size_phone=”65px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

App

[/et_pb_text][et_pb_text content_tablet=”” content_phone=”On top of the Zero (or low) fees,
what defines Bank Zero is its functionality.

So head over to the App and experience
this innovative functionality
for yourself.
” content_last_edited=”on|tablet” _builder_version=”4.22.0″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ text_orientation=”right” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

On top of the Zero (or low) fees,
what defines Bank Zero is its functionality.

After downloading the App, register in 2 simple steps

[/et_pb_text][et_pb_text content_phone=”On top of the Zero (or low) fees,
what defines Bank Zero is its functionality.

So head over to the App and experience
this innovative functionality
for yourself.
” content_last_edited=”off|desktop” _builder_version=”4.16″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ text_orientation=”right” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”] [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” disabled_on=”off|off|on” admin_label=”Get Your App D” module_id=”get-your-app” _builder_version=”4.18.0″ _module_preset=”default” background_color=”gcid-5e069919-eee5-4e17-abb6-145bf6c54156″ custom_margin=”||0px||false|false” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|phone” custom_padding=”100px||0px||false|false” custom_padding_tablet=”” custom_padding_phone=”40px||0px||false|false” collapsed=”on” global_colors_info=”{%22gcid-e57181e4-50a3-456c-8c17-b8f254424c1d%22:%91%93,%22gcid-5e069919-eee5-4e17-abb6-145bf6c54156%22:%91%22background_color%22%93}”][et_pb_row use_custom_gutter=”on” gutter_width=”2″ custom_padding_last_edited=”on|phone” disabled_on=”off|off|on” admin_label=”Mobile” _builder_version=”4.20.2″ _module_preset=”default” vertical_offset=”-100px” z_index=”2″ width=”100%” max_width=”1950px” custom_margin_tablet=”” custom_margin_phone=”-60px||-65px||false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”0px||100px||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” position_origin_r=”bottom_left” vertical_offset=”-115px” custom_padding=”0px||||false|false” global_colors_info=”{}”][et_pb_gallery gallery_ids=”3067″ fullwidth=”on” _builder_version=”4.20.2″ _module_preset=”default” z_index=”-201″ custom_margin=”-25px||||false|false” global_colors_info=”{}”][/et_pb_gallery][et_pb_text content_tablet=”” content_phone=”

Get Your

” content_last_edited=”on|phone” _builder_version=”4.16″ _module_preset=”98b12bfd-4fc8-4007-ab69-ae93855cbc9d” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ text_orientation=”center” custom_margin=”||0px||false|false” custom_margin_tablet=”” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”0px||||false|false” custom_padding_last_edited=”on|phone” header_3_text_align_tablet=”” header_3_text_align_phone=”” header_3_text_align_last_edited=”on|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”35px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Get Your

[/et_pb_text][et_pb_text content_tablet=”” content_phone=”

App

” content_last_edited=”on|phone” _builder_version=”4.16″ _module_preset=”98b12bfd-4fc8-4007-ab69-ae93855cbc9d” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ text_orientation=”center” custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” header_text_align_tablet=”” header_text_align_phone=”center” header_text_align_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”65px” header_font_size_last_edited=”on|phone” header_4_font_size_tablet=”” header_4_font_size_phone=”65px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

App

[/et_pb_text][et_pb_text content_tablet=”” content_phone=”

On top of the Zero (or low) fees,
what defines Bank Zero is its functionality.

After downloading the App, register in 2 simple steps

” content_last_edited=”on|phone” _builder_version=”4.22.0″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ text_orientation=”center” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]On top of the Zero (or low) fees,
what defines Bank Zero is its functionality.

To experience this innovative functionality yourself,
add your name to the Waiting List in the Contact Us section.

You will be sent an exclusive invite to download the Bank Zero App.[/et_pb_text][et_pb_text content_last_edited=”off|desktop” disabled_on=”off|on|on” _builder_version=”4.17.3″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ text_orientation=”center” width=”%22200%22″ height=”%22107%22″ locked=”off” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”off|off|off” admin_label=”Get Your App D” module_id=”customer-stories” _builder_version=”4.18.0″ _module_preset=”default” background_color=”gcid-5e069919-eee5-4e17-abb6-145bf6c54156″ custom_padding=”40px||5px||false|false” collapsed=”on” global_colors_info=”{%22gcid-e57181e4-50a3-456c-8c17-b8f254424c1d%22:%91%93,%22gcid-5e069919-eee5-4e17-abb6-145bf6c54156%22:%91%22background_color%22,%22background_color%22%93}”][et_pb_row use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” disabled_on=”on|on|on” _builder_version=”4.18.0″ _module_preset=”default” width_tablet=”” width_phone=”80%” width_last_edited=”on|phone” max_width=”1950px” custom_margin=”0px||20px||false|false” custom_padding=”0px||0px|0px|true|false” disabled=”on” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text content_phone=”

Get Your

” content_last_edited=”off|desktop” _builder_version=”4.18.0″ _module_preset=”98b12bfd-4fc8-4007-ab69-ae93855cbc9d” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ custom_margin=”||0px||false|false” custom_margin_tablet=”” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”0px||||false|false” custom_padding_last_edited=”on|phone” header_2_text_align_tablet=”” header_2_text_align_phone=”center” header_2_text_align_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”2em” header_2_font_size_last_edited=”on|phone” header_3_text_align_tablet=”” header_3_text_align_phone=”” header_3_text_align_last_edited=”on|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”35px” header_3_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Customer

[/et_pb_text][et_pb_text content_phone=”

Get Your

” content_last_edited=”off|desktop” _builder_version=”4.18.0″ _module_preset=”98b12bfd-4fc8-4007-ab69-ae93855cbc9d” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ custom_margin=”||0px||false|false” custom_margin_tablet=”” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”0px||||false|false” custom_padding_last_edited=”on|phone” header_2_text_align_tablet=”” header_2_text_align_phone=”center” header_2_text_align_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”2em” header_2_font_size_last_edited=”on|phone” header_3_text_align_tablet=”” header_3_text_align_phone=”” header_3_text_align_last_edited=”on|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”35px” header_3_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Stories

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”off|desktop” disabled_on=”off|off|off” admin_label=”Get Your App D” _builder_version=”4.18.0″ _module_preset=”default” background_color=”gcid-5e069919-eee5-4e17-abb6-145bf6c54156″ custom_margin_last_edited=”off|desktop” custom_padding=”10px||30px||false|false” custom_padding_phone=”40px||0px||false|false” collapsed=”on” global_colors_info=”{%22gcid-e57181e4-50a3-456c-8c17-b8f254424c1d%22:%91%93,%22gcid-5e069919-eee5-4e17-abb6-145bf6c54156%22:%91%22background_color%22%93}”][et_pb_row use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” disabled_on=”off|off|off” _builder_version=”4.18.0″ _module_preset=”default” width_tablet=”” width_phone=”80%” width_last_edited=”on|phone” max_width=”1950px” custom_margin=”0px||20px||false|false” custom_padding=”0px||0px|0px|true|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”30px|50px|30px|50px|true|true” custom_padding_tablet=”30px|50px|30px|50px|true|true” custom_padding_phone=”15px|15px|15px|15px|true|true” custom_padding_last_edited=”on|phone” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_text _builder_version=”4.19.2″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”20px” custom_margin=”0px|0px|0px|0px|true|true” custom_padding=”0px|0px|0px|0px|true|true” locked=”off” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Customer stories

[/et_pb_text][et_pb_divider show_divider=”off” _builder_version=”4.18.0″ _module_preset=”default” height=”5px” custom_padding=”5px||5px||true|false” global_colors_info=”{}”][/et_pb_divider][et_pb_text ul_item_indent=”16px” content_tablet=”

” content_phone=”

” content_last_edited=”on|phone” _builder_version=”4.22.0″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_line_height=”1.8em” ul_font=”Libre Franklin|700|||||||” ul_text_align=”left” ul_text_color=”#E09900″ ul_font_size=”15px” ul_line_height=”1.3em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” custom_margin=”0px|0px|0px|0px|true|true” custom_padding=”0px|0px|0px|0px|true|true” border_width_all=”0px” locked=”off” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22,%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22,%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22,%22header_2_text_color%22,%22text_text_color%22%93}”]

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Business Banking D” module_id=”business” _builder_version=”4.16″ _module_preset=”default” background_color=”gcid-5e069919-eee5-4e17-abb6-145bf6c54156″ custom_margin=”0px||0px||false|false” custom_padding=”59px||54px||false|false” custom_padding_tablet=”” custom_padding_phone=”70px||0px||false|false” collapsed=”on” global_colors_info=”{%22gcid-e57181e4-50a3-456c-8c17-b8f254424c1d%22:%91%93,%22gcid-5e069919-eee5-4e17-abb6-145bf6c54156%22:%91%22background_color%22%93}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” max_width=”1950px” custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.2″ _module_preset=”98b12bfd-4fc8-4007-ab69-ae93855cbc9d” text_font_size=”16px” header_2_font_size=”42px” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ custom_margin=”||0px||false|false” header_3_font_size_tablet=”” header_3_font_size_phone=”35px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Business & Commercial

[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”98b12bfd-4fc8-4007-ab69-ae93855cbc9d” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” header_text_align_tablet=”” header_text_align_phone=”center” header_text_align_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”65px” header_font_size_last_edited=”on|phone” header_4_font_size_tablet=”” header_4_font_size_phone=”65px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Banking

[/et_pb_text][et_pb_text content_tablet=”” content_phone=”

Bank Zero caters for businesses with turnovers from really small to in the billions.

Most banks don’t offer the required banking solutions to support businesses. This changes forever with Bank Zero.

” content_last_edited=”on|phone” _builder_version=”4.17.3″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Bank Zero caters for businesses with turnovers
from really small to in the billions.

Most banks don’t offer the required banking solutions
to support businesses. This changes forever with Bank Zero.

[/et_pb_text][et_pb_code _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Business Banking D Cards” _builder_version=”4.16″ _module_preset=”default” background_color=”gcid-5e069919-eee5-4e17-abb6-145bf6c54156″ custom_margin=”0px||||false|false” custom_padding=”0px||1px||false|false” collapsed=”on” global_colors_info=”{%22gcid-e57181e4-50a3-456c-8c17-b8f254424c1d%22:%91%93,%22gcid-5e069919-eee5-4e17-abb6-145bf6c54156%22:%91%22background_color%22%93}”][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” disabled_on=”on|on|off” _builder_version=”4.20.2″ _module_preset=”default” width_tablet=”” width_phone=”80%” width_last_edited=”on|phone” max_width=”1950px” custom_margin=”0px||20px||false|false” custom_padding=”0px||0px|0px|true|false” locked=”off” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||false|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/03/transparency-and-control-icon-1.png” title_text=”transparency-and-control-icon” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”32%” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”31px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Total
Control[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||10px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

The power of
3 x 3

Within a few minutes, build your own authorisation chain of up to 3 levels, with up to 3 authorisers per level.

Add, remove or move authorisers real-time by dragging their face tiles to the relevant level – all from the comfort of your desk or couch.

Example

Card
Machines

[/et_pb_text][et_pb_text _builder_version=”4.20.2″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||8px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Seamlessly order
and link a POS

Pay Zero monthly fees, only a once-off upfront payment.

Automatically link your new iKhokha card machine to your Bank Zero account, without needing to re-FICA.

Get started here

[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”button1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/03/xero-icon-1.png” title_text=”xero-icon” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”34%” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”38px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Seamless
Integration[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||10px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Link to external
accounting software

Connect Xero directly to your Bank Zero account and automatically import your transactional data.

No more manual data entries.

Xero Website

[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”button1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/download-transactions-icon-1.png” title_text=”download-transactions-icon” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”28%” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”29px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Easy
Downloads[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||19px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

With a swipe and a tap,
straight into Excel

Transaction history viewable on your App can be downloaded straight into an Excel file.
Just swipe down to the date from when you want to download, tap the Excel icon, and save the file.
Available on all Bank Zero accounts, for both businesses and individuals

[/et_pb_toggle][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” disabled_on=”off|off|on” module_class=”two-columns” _builder_version=”4.20.2″ _module_preset=”default” width_tablet=”” width_phone=”80%” width_last_edited=”on|phone” max_width=”1950px” custom_margin=”0px||20px||false|false” custom_padding=”0px||0px|0px|true|false” locked=”off” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||false|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/face.png” title_text=”face” align=”center” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”20px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Total
Control[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||17px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

The power of
3 x 3

Within a few minutes, build your own authorisation chain of up to 3 levels, with up to 3 authorisers per level.

Add, remove or move authorisers real-time by dragging their face tiles to the relevant level – all from the comfort of your desk or couch.

Example

Card
Machines

[/et_pb_text][et_pb_text _builder_version=”4.20.2″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||0px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Seamlessly order
and link a POS

Pay Zero monthly fees, only a once-off upfront payment.

Automatically link your new iKhokha card machine to your Bank Zero account, without needing to re-FICA.

Get started here

[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”button1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/xero.png” title_text=”xero” align=”center” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”33px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Seamless
Integration[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||0px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Link to external
accounting
software

Connect Xero directly to your Bank Zero account and automatically import your transactional data.

No more manual data entries.

Xero Website

[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”button1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/download-transactions-icon-1.png” title_text=”download-transactions-icon” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”28%” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”23px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Easy
Downloads[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||0px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

With a swipe and a tap, straight
into Excel

[/et_pb_toggle][/et_pb_column][/et_pb_row][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.16″ _module_preset=”default” max_width=”1950px” custom_margin_tablet=”” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”0px||0px||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” background_color=”#FFFFFF” custom_margin=”15px||0px||false|false” custom_padding=”13px||0px|20px|false|false” border_radii=”off|11px|11px||” border_width_top=”1px” border_color_top=”#d3d3d3″ border_width_right=”1px” border_color_right=”#D3D3D3″ border_width_left=”1px” border_color_left=”#D3D3D3″ global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Getting started[/et_pb_text][et_pb_accordion open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ closed_toggle_background_color=”#FFFFFF” icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ use_icon_font_size=”on” icon_font_size=”23px” _builder_version=”4.17.3″ _module_preset=”default” toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ toggle_font=”Libre Franklin|300|||||||” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” border_radii=”off|||10px|10px” border_width_top=”0px” global_colors_info=”{%22gcid-2f160479-f9d2-4563-8f61-acfdf65ed121%22:%91%93,%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22toggle_text_color%22,%22open_toggle_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”][et_pb_accordion_item open=”on” open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”RGBA(0,0,0,0)” _builder_version=”4.16″ _module_preset=”default” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” border_width_all=”0px” border_color_all=”RGBA(0,0,0,0)” global_colors_info=”{}”][/et_pb_accordion_item][et_pb_accordion_item title=”A few easy, simple and helpful steps” open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ _builder_version=”4.17.3″ _module_preset=”default” custom_margin=”||10px||false|false” custom_padding=”9px||||false|false” body_line_height_tablet=”” body_line_height_phone=”1.4em” body_line_height_last_edited=”on|phone” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22open_toggle_text_color%22,%22toggle_text_color%22%93}” toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ toggle_font=”Libre Franklin|300|||||||” open=”off”]Step 1 – Documents you need to add your business

Proof that business exists (e.g. for Pty’s CIPC Disclosure Certificate OR CoR30.1 | Annual Returns OR CoR 14.3).
CIPC name change document if trading under another name.
Proof of Address and affidavit if property not in business’s name.
Names and cell numbers of all directors, shareholders and ultimate beneficial owners. Also those officials you want to use in your authorisation chain or as relationship bankers.
When the shareholders are businesses, their registration / trust / etc numbers.

Step 2 – We auto-populate your other documents
…and email them to you once you have added your business – all you have to do is sign:

Resolution for mandated officials
Ownership / control structure that shows all shareholders and ultimate beneficial owners with more than 25% shareholding
Proof of Address affidavit

Step 3 – Add your business

Tap the ‘+’ on the grey empty tile on your banking canvas, then choose ‘Add business’
All owners and officials and directors and ultimate beneficial owners, as well as any relationship bankers can be added on one single simple powerful screen. Set up your authorisation chain for your main account now, or later.
Watch out for any messages from us should you need to re-submit any documentation. (Just follow the task prompts)

[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Special Features D” module_id=”features” _builder_version=”4.16″ _module_preset=”default” background_color=”gcid-5e069919-eee5-4e17-abb6-145bf6c54156″ custom_margin=”0px||0px||false|false” custom_padding=”59px||0px||false|false” collapsed=”on” global_colors_info=”{%22gcid-e57181e4-50a3-456c-8c17-b8f254424c1d%22:%91%93,%22gcid-5e069919-eee5-4e17-abb6-145bf6c54156%22:%91%22background_color%22%93}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ custom_padding_last_edited=”on|phone” module_id=”special-mobile” _builder_version=”4.16″ _module_preset=”default” max_width=”1950px” custom_margin_tablet=”” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”0px||||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2022/05/Multiface-Card-2_1.gif” title_text=”Multiface-Card-2_50%” align=”right” src_tablet=”” src_phone=”https://www.bankzero.co.za/wp-content/uploads/2022/05/Multiface-Card-2_50.gif” src_last_edited=”on|desktop” align_tablet=”” align_phone=”center” align_last_edited=”on|phone” _builder_version=”4.17.3″ _module_preset=”default” width=”600px” width_tablet=”” width_phone=”” width_last_edited=”on|phone” module_alignment=”center” custom_padding=”76px||||false|false” custom_padding_tablet=”” custom_padding_phone=”20px||||false|false” custom_padding_last_edited=”on|phone” global_colors_info=”{}”][/et_pb_image][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text content_tablet=”” content_phone=”

Special

[/et_pb_text][et_pb_text content_tablet=”” content_phone=”

Features

” content_last_edited=”on|phone” _builder_version=”4.16″ _module_preset=”98b12bfd-4fc8-4007-ab69-ae93855cbc9d” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” header_text_align_tablet=”” header_text_align_phone=”center” header_text_align_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”65px” header_font_size_last_edited=”on|phone” header_4_font_size_tablet=”” header_4_font_size_phone=”65px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Features

[/et_pb_text][et_pb_text content_tablet=”” content_phone=”

A Zero pricing strategy is important, but that’s not enough.

Offering innovative functionality to ensure control and transparency, is critical.

Both businesses and individuals require significantly more functionality than what is currently available to solve daily banking problems.

Although most banks have started addressing the needs of individuals, most banks don’t offer the required banking functionality to businesses.

” content_last_edited=”on|phone” _builder_version=”4.17.3″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

A Zero pricing strategy is important,
but that’s not enough.

Offering innovative functionality to
ensure control and transparency, is critical.

Both businesses and individuals require
significantly more functionality than what
is currently available to solve
daily banking problems.

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” disabled_on=”on|on|off” admin_label=”Special Features D Cards” _builder_version=”4.16″ _module_preset=”default” background_color=”gcid-5e069919-eee5-4e17-abb6-145bf6c54156″ custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” custom_padding_tablet=”” custom_padding_phone=”50px||||false|false” collapsed=”on” global_colors_info=”{%22gcid-e57181e4-50a3-456c-8c17-b8f254424c1d%22:%91%93,%22gcid-5e069919-eee5-4e17-abb6-145bf6c54156%22:%91%22background_color%22%93}”][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” module_class=”two-columns” _builder_version=”4.16″ _module_preset=”default” width_tablet=”” width_phone=”80%” width_last_edited=”on|phone” max_width=”1950px” custom_margin=”0px||20px||false|false” custom_padding=”0px||0px|0px|true|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/card-control-icon-4.png” title_text=”card-control-icon-4″ align=”center” _builder_version=”4.16″ _module_preset=”default” width=”35%” custom_margin=”8px||||false|false” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”46px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Card Subscriptions
Control[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||10px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

A world first – security
under your control

As part of Bank Zero’s focus on security, we request an App-phone authorisation for ALL online purchases – whether the site does secure purchasing or even if it’s unsecure (often targeted by criminals).

Since App-phone authorisations are impractical for subscriptions posted by online news sites and others, we allow you to select which sites may bypass your App-phone authorisation. All under your control on the Card Settings screen.

[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”button1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/credit-card-1.png” title_text=”credit-card” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”36%” custom_margin=”20px||35px||false|false” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”44px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Special
Card Patent[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||10px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

No more card
skimming

The Bank Zero card patent provides a simple but innovative solution to ensure cutting-edge security. It minimises the impact of card data theft, card skimming and fraudulent eCommerce transactions.

The 16-digit card number doesn’t change each time you replace your card – unless you want to – which means card details for digital subscription services don’t have to be reset[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”button1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/03/rogue-debit-orders-icon-1.png” title_text=”rogue-debit-orders-icon” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”34%” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”38px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Rogue
Debit Orders[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||32px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

We hate them!
And we protect you.

If a NEW debit order is loaded, we warn you with a red task on your App. Check the provided details, and reject immediately if you don’t recognise this.

All at Zero cost to you.

Bank Zero prevents rogue debit orders from hitting your account, as long as you keep your eye out for the red Bank Zero tasks.[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”button1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/quick-start-guide-icon-start-here-2.png” title_text=”quick-start-guide-icon-start-here-2″ align=”center” _builder_version=”4.16″ _module_preset=”default” width=”27%” custom_margin=”||23px|||” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Intuitive
Design[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||37px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

A Quick Start Guide
to the magic

The App was kept light and simple and intuitive.

There are some unique features that you would not have encountered before – specifically the dragging and dropping of account tiles.

We want to help you discover this and other features, so please start off by looking at this one-page Quick Start Guide.

Download Bank Zero Quick Start Guide

[/et_pb_toggle][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” module_class=”three-columns” _builder_version=”4.16″ _module_preset=”default” width_tablet=”” width_phone=”80%” width_last_edited=”on|phone” max_width=”1950px” custom_margin=”50px||50px||true|false” custom_padding=”0px||0px|0px|true|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/ecosystem-1.png” title_text=”ecosystem” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”27%” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”30px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Ecosystem[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||10px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

It’s all about digital
connectedness

Being both digitally and financially connected is a reality of how humans operate. Bank Zero mirrors this directly in its design.

Directly connect your Bank Zero accounts (and/or profile) with family, friends, children, staff, co-owners of businesses, club/stokvel members, or basically anyone you choose. Share information, allow sharing (or not) of funds, and remain up to speed on all transactional banking matters relevant to you or those you connect to.[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”button1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/smart-scheduled-payments-icon-1.png” title_text=”smart-scheduled-payments-icon” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”32%” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Smart Scheduled
Payments[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||10px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Easily managing
your finances

These are simple but powerful tools to make life easier, and are offered by most banks.

A nifty feature though on your Bank Zero App is that you receive tasks for all scheduled payments / transfers that will run the next morning. This allows you time to check your account balance for sufficient funds. It also allows you time to decide if you want to change or even cancel it. And you have time to do this right up until just before it runs – no more 2 days’ notice required.[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”button1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/relationship-banking-icon-1-1.png” title_text=”relationship-banking-icon-1″ align=”center” _builder_version=”4.16″ _module_preset=”default” width=”34%” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Relationship
Banking[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||44px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Supporting you with
all banking admin

For those assistants, staff members, family members or anyone doing banking admin on your behalf… just load their cell numbers against the accounts and/or recipients they must be able to access.

If you’re a business, their transactions will follow the authorisation chain you’ve set up. If you’re an individual, you as the account owner will authorise (or reject).[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”button1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/settings-icon.png” title_text=”settings-icon” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”33%” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Clever
Card Control[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||31px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

From ATM to Online
transactions

Use your App to control your Bank Zero card. Lock it fully if temporarily misplaced or lock partially to control ATM use. You can even select what type of ATM use is allowed.

Control who does your online card authorisations; decide whether a PIN is required for small tap transactions; and more – download to see everything you can do.[/et_pb_toggle][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” max_width=”1950px” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”1_4″ module_class=”col” _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/03/qr-code-payments-icon-1.png” title_text=”qr-code-payments-icon” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”30%” custom_margin=”||||false|false” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”41px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]QR Payments
& Receipts[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||24px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Unique QR code for
easy micro payments

Pay anyone in the Bank Zero ecosystem with a quick QR code scan, at Zero cost to you.

Receive payment by sharing your QR code without sharing any other detail (account or cell number). Only pay 0.5% of amount received – less than average market pricing. Add your QR code to your invoice or your till point or your website!

… and if you rather want to use any other QR solutions available in the market, just load your Bank Zero card onto those Apps.

[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”col” _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/03/bank-zero-payment-icon-1.png” title_text=”bank-zero-payment-icon” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”34%” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”33px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Proof of Payment
(PoP)[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||11px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Authenticated tracing
with supporting info

A PoP is emailed on your request, at Zero cost to you. Not only can these PoPs be authenticated, they also contain valuable supporting information for businesses and individuals alike.

While making payment, upload relevant docs such as invoices or contracts. These docs are then displayed in the PoP.

The PoP also shows where the money currently is. During authentication, the latest update on the money flows is provided.[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”col” _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/no-more-phishing-icon-1.png” title_text=”no-more-phishing-icon-1″ align=”center” _builder_version=”4.16″ _module_preset=”default” width=”33%” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”||6px||false|false” custom_padding=”17px||||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]No More
Phishing[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||11px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Using the power
of biometrics

When you register, we obtain highly specialised biometric information from you. We use this to protect you from any attempts to fraudulently drain your bank accounts.

Should someone attempt access to your Bank Zero profile from their phone by pairing with using your personal details, we match their biometrics to those you provided us.[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”col” _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/07/under-16-icon-1.png” title_text=”under-16-icon-1″ align=”center” _builder_version=”4.16″ _module_preset=”default” width=”21%” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”21px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Under
16?[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||8px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Yes you can
join too!

Then you’re all set to create your own unique profile with your own personal access – and with full control over your transactions.

We are passionate about driving a savings culture. And the sooner you start banking, the sooner you start realising the powerful impact of saving.
[/et_pb_toggle][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|off” admin_label=”Rates & Pricing D” module_id=”pricing” _builder_version=”4.16″ _module_preset=”default” background_color=”gcid-5e069919-eee5-4e17-abb6-145bf6c54156″ custom_margin=”||0px||false|false” custom_padding=”50px||0px||false|false” collapsed=”on” global_colors_info=”{%22gcid-e57181e4-50a3-456c-8c17-b8f254424c1d%22:%91%93,%22gcid-5e069919-eee5-4e17-abb6-145bf6c54156%22:%91%22background_color%22%93}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.16″ _module_preset=”default” max_width=”1950px” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text content_tablet=”” content_phone=”

Rates &

[/et_pb_text][et_pb_text content_tablet=”” content_phone=”

Pricing

” content_last_edited=”on|phone” _builder_version=”4.16″ _module_preset=”98b12bfd-4fc8-4007-ab69-ae93855cbc9d” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” header_text_align_tablet=”” header_text_align_phone=”center” header_text_align_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”65px” header_font_size_last_edited=”on|phone” header_4_text_align_tablet=”” header_4_text_align_phone=”center” header_4_text_align_last_edited=”on|phone” header_4_font_size_tablet=”” header_4_font_size_phone=”65px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Pricing

[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ custom_margin=”40px||||false|false” text_orientation_tablet=”” text_orientation_phone=”center” text_orientation_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Pricing has been turned on its head – basic banking is free and only extras are charged for.

The functionality, pricing and rates apply equally to all – all businesses and all individuals.

Pricing Guide – Individuals & Businesses

[/et_pb_text][et_pb_text _builder_version=”4.23″ _module_preset=”default” text_font=”Libre Franklin|300|||||||” text_text_color=”#7A7A7A” text_font_size=”16px” background_color=”#FFFFFF” custom_margin=”0px||0px||true|false” custom_padding=”10px||13px|20px|false|false” border_radii=”off||||” border_color_top=”#d3d3d3″ border_width_right=”1px” border_color_right=”#D3D3D3″ border_width_left=”1px” border_color_left=”#D3D3D3″ global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22,%22header_text_color%22,%22header_text_color%22,%22header_text_color%22,%22header_text_color%22,%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22header_2_text_color%22,%22header_2_text_color%22,%22header_2_text_color%22,%22header_2_text_color%22%93}”]

Just like our banking, this is simple – all on one single page

Same pricing for ALL individuals and businesses. No tricks like needing to upgrade your account to access more features. Pricing includes VAT.

Download Pricing Guides here:

[/et_pb_text][et_pb_accordion open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ closed_toggle_background_color=”#FFFFFF” icon_color=”#e69442″ use_icon_font_size=”on” icon_font_size=”23px” _builder_version=”4.23.1″ _module_preset=”default” toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ toggle_font=”Libre Franklin|300|||||||” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” border_radii=”off|||10px|10px” border_width_top=”0px” global_colors_info=”{%22gcid-2f160479-f9d2-4563-8f61-acfdf65ed121%22:%91%93,%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22toggle_text_color%22,%22open_toggle_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”][et_pb_accordion_item open=”on” open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”RGBA(0,0,0,0)” _builder_version=”4.23″ _module_preset=”default” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” border_width_all=”0px” border_color_all=”RGBA(0,0,0,0)” global_colors_info=”{}”][/et_pb_accordion_item][et_pb_accordion_item title=”2024″ open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ content_last_edited=”off|phone” _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”||0px||false|false” custom_padding=”9px||||false|false” border_radii=”on|0px|0px|0px|0px” border_width_bottom=”0px” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22open_toggle_text_color%22,%22toggle_text_color%22%93}” toggle_text_color=”#e69442″ toggle_font=”Libre Franklin|600|||||||” open=”off”]

Download Bank Zero 2024 Pricing Guide

Download Bank Zero Pricing FAQ

Banking should be free
Account monthly fee	Zero
Account minimum balance	Zero
Add savings account or notice account	Zero
Add a business profile	Zero
Add a child	Zero
Friend people to account (e.g. family, club, stokvel)	Zero
Transfer money between accounts	Zero
Pay a debit order	Zero
Pay another bank’s customer using their account number (EFT)	Zero
Pay a Bank Zero customer using their account number (EFT)	Zero
Pay a Bank Zero customer using their cell number (SendMoney)	Zero
Pay a Bank Zero customer using their QR code	Zero
Pay by card – local or foreign card fee	Zero
Pay by card – mark-up on foreign transactions posted in ZAR	Zero
Send proof of payment via email	Zero
Buy prepaid data, airtime, electricity, etc	Zero
Receive notifications on activity	Zero
Receive monthly statement via email or download from App – within 3mths	Zero
Request account confirmation letter or IT3B	Zero
3rd party costs are passed on to you
Card personalised & delivered to Clicks store	R59
Card personalised & delivered to street address in most cities (if remote +R30)	R99
Request balance at ATM or at POS	R2
Withdraw cash at ATM – local & foreign (note: R45 min fee if foreign)	R9/R1000 block
Withdraw cash at POS – local & foreign (note: R45 min fee if foreign)	R2
Withdraw cash without card – use SendMoney & cash-out at Shoprite Group	R8.50
Send cash to non-customer – use SendMoney & cash-out at Shoprite Group	R8.50
Deposit cash at POS – Shoprite Group (max R3k), PnP group (max R5k)	Ask retailer
Nuisance fees: – Using new card before activating it (or using old card) – Card used when set to ‘Lock’ or ‘ATM off’, or locked after 3 wrong PINs – Exceeding chosen limits – Insufficient funds (card, debit order, scheduled payment/transfer)	R2
Send proof of payment via SMS (but email is free!)	R1.50
Value-added services are your choice
Pay mark-up on foreign currency card transactions	Only 1%
Receive money via Bank Zero QR code	0.5% of amount
Dispute or stop a debit order (new debit order rejection is Zero!)	R8
Chargeback a card transaction	R50
Add another check account	R50 to open
If no transactions on a check account for more than 6 months	R5/month
Statements older than 3mths (or download xls as far back as you want for Zero!)	R10/statement

[/et_pb_accordion_item][/et_pb_accordion][et_pb_accordion open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ closed_toggle_background_color=”#FFFFFF” icon_color=”#e69442″ use_icon_font_size=”on” icon_font_size=”23px” _builder_version=”4.23.1″ _module_preset=”default” toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ toggle_font=”Libre Franklin|300|||||||” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” border_radii=”off|||10px|10px” border_width_top=”0px” global_colors_info=”{%22gcid-2f160479-f9d2-4563-8f61-acfdf65ed121%22:%91%93,%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22toggle_text_color%22,%22open_toggle_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”][et_pb_accordion_item open=”on” open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”RGBA(0,0,0,0)” _builder_version=”4.23″ _module_preset=”default” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” border_width_all=”0px” border_color_all=”RGBA(0,0,0,0)” global_colors_info=”{}”][/et_pb_accordion_item][et_pb_accordion_item title=”2023″ open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ content_last_edited=”off|phone” _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”||0px||false|false” custom_padding=”9px||||false|false” border_radii=”on|0px|0px|0px|0px” border_width_bottom=”0px” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22open_toggle_text_color%22,%22toggle_text_color%22,%22open_toggle_text_color%22,%22toggle_text_color%22%93}” toggle_text_color=”#e69442″ toggle_font=”Libre Franklin|600|||||||” open=”off”]

Download Bank Zero 2023 Pricing Guide

Download Bank Zero Pricing FAQ

Banking should be free
Account monthly fee	Zero
Account minimum balance	Zero
Add savings accounts or notice accounts	Zero
Add a business profile	Zero
Add a child	Zero
Friend people to accounts (e.g. family, club, stokvel)	Zero
Transfer money between accounts	Zero
Pay another bank’s customer using their account number (EFT)	Zero
Pay a Bank Zero customer using their account number (EFT)	Zero
Pay a Bank Zero customer using their cell number (SendMoney)	Zero
Pay a Bank Zero customer using their QR code	Zero
Pay by card – local & international card fee	Zero
Pay by card – mark-up on international transactions posted in ZAR	Zero
Pay a debit order	Zero
Buy prepaid data, airtime, electricity, etc	Zero
Send proof of payment via email	Zero
Receive notifications on activity on account or profile	Zero
Receive monthly statement via email – also available from App	Zero
Request previous statements within 3 months	Zero
Request account confirmation letter	Zero
3rd party costs are passed on to you
Card personalise & deliver to Clicks store	R69
Card personalise & deliver to street address in most cities (or back of beyond)	R119 (R159)
Request balance at ATM & POS	R2
Withdraw cash at ATM – local & international	R9/R1000 block
Withdraw cash at POS – PnP, Spar, Shoprite Group	R2
Withdraw cash without card – use SendMoney & cash-out at Shoprite Group	R8.50
Send cash to non-customer – use SendMoney & cash-out at Shoprite Group	R8.50
Deposit cash at POS – Shoprite Group (max R3k), PnP (max R5k)	Ask retailer
Nuisance fees: – Insufficient funds (card, debit order, scheduled payment/transfer) – Exceeding chosen limits – Card set to ‘Lock’ or ‘ATM off’, or card locked after 3 wrong PINs – Using new card before activating it, or using old uncancelled card	R2
Send proof of payment via SMS (but email is free!)	R1.50
Value-added services are your choice
Add more check accounts	R100 to open
Request statements older than 3 months	R10/statement
Receive money via Bank Zero QR code	0.5% of amount
Dispute or stop a debit order (or card transaction)	R8 (R30)
Forex mark-up on international card transactions posted in foreign currency	1%
Resetting App login PIN	R50
If no transactions on a check account for more than 6 months	R5/month

[/et_pb_accordion_item][/et_pb_accordion][et_pb_accordion open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ closed_toggle_background_color=”#FFFFFF” icon_color=”#e69442″ use_icon_font_size=”on” icon_font_size=”23px” _builder_version=”4.23.1″ _module_preset=”default” toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ toggle_font=”Libre Franklin|300|||||||” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” border_radii=”off|||10px|10px” border_width_top=”0px” global_colors_info=”{%22gcid-2f160479-f9d2-4563-8f61-acfdf65ed121%22:%91%93,%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22toggle_text_color%22,%22open_toggle_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”][et_pb_accordion_item open=”on” open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”RGBA(0,0,0,0)” _builder_version=”4.23″ _module_preset=”default” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” border_width_all=”0px” border_color_all=”RGBA(0,0,0,0)” global_colors_info=”{}”][/et_pb_accordion_item][et_pb_accordion_item title=”2022″ open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ content_last_edited=”off|phone” _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”||0px||false|false” custom_padding=”9px||||false|false” border_radii=”on|0px|0px|0px|0px” border_width_bottom=”0px” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22open_toggle_text_color%22,%22toggle_text_color%22,%22open_toggle_text_color%22,%22toggle_text_color%22%93}” toggle_text_color=”#e69442″ toggle_font=”Libre Franklin|600|||||||” open=”off”]

Download Bank Zero 2022 Pricing Guide

Download Bank Zero Pricing FAQ

Banking should be free
Monthly fee	Zero
Minimum balance	Zero
Set up a new business profile	Zero
Open more savings or notice accounts	Zero
Transfer money between accounts	Zero
Pay someone at another bank	Zero
Pay someone at Bank Zero	Zero
Pay someone at Bank Zero using their QR code	Zero
Pay someone at Bank Zero using their cell number (Send Money)	Zero
Pay by debit order	Zero
Pay by card (local or international card fee)	Zero
Buy prepaid data, airtime, electricity, etc	Zero
Send proof of payment via email	Zero
Receive notifications on all banking activity	Zero
Receive monthly statement via email (or download from App)	Zero
Request previous statements within 3 months	Zero
Request account confirmation letter	Zero
3rd party costs are passed on to you
Cardless cash withdrawal (Send Money to self, cash out Checkers, Shoprite, Usave)	R8.50
Send Money to someone not at Bank Zero, cash out Checkers, Shoprite, Usave	R8.50
Draw cash at ATM (local or international)	R9/R1000 block
Draw cash at POS (PnP, Spar, Checkers, Shoprite)	R2
Balance enquiry at ATM or POS	R2
Nuisance fees: – Insufficient funds (card, debit order, scheduled payment/transfer) – Exceeding chosen limits – Card set to ‘Lock’ or ‘ATM off’, or card locked after 3 wrong PINs – Using new card before activating it, or using old uncancelled card	R2
Card personalisation plus delivery to a Clicks store	R79
Card personalisation plus delivery to a street address (metro; rural)	R139; R179
Send proof of payment via SMS (but email is free!)	R1.50
Value-added services are your choice
Open additional check account on individual or business profile	R100 to open
Request statements older than 3 months	R10/statement
Receive money via a Bank Zero QR code	0.5% of amount
Dispute or stop debit order; card transaction	R8; R30
Forex mark-up on card transactions (ZAR currency; foreign currency)	0%; 1%
Resetting App login PIN	R50
If no transactions on a check account for more than 6 months	R5/month

[/et_pb_accordion_item][/et_pb_accordion][et_pb_accordion open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ closed_toggle_background_color=”#FFFFFF” icon_color=”#e69442″ use_icon_font_size=”on” icon_font_size=”23px” _builder_version=”4.23.1″ _module_preset=”default” toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ toggle_font=”Libre Franklin|300|||||||” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” border_radii=”off|||10px|10px” border_width_top=”0px” locked=”off” global_colors_info=”{%22gcid-2f160479-f9d2-4563-8f61-acfdf65ed121%22:%91%93,%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22toggle_text_color%22,%22open_toggle_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”][et_pb_accordion_item open=”on” open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”RGBA(0,0,0,0)” _builder_version=”4.16″ _module_preset=”default” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” border_width_all=”0px” border_color_all=”RGBA(0,0,0,0)” global_colors_info=”{}”][/et_pb_accordion_item][et_pb_accordion_item title=”2021″ open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ content_last_edited=”off|phone” _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”||10px||false|false” custom_padding=”9px||||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22open_toggle_text_color%22,%22toggle_text_color%22%93}” toggle_text_color=”#e69442″ toggle_font=”Libre Franklin|600|||||||” open=”off”]

Download Bank Zero 2021 Pricing Guide

Download Bank Zero Pricing FAQ

Banking should be free
Monthly fee on any account	Zero
Minimum balance in any account	Zero
Notifications on all your banking activities	Zero
Open more savings or notice accounts	Zero
Transfer money between own accounts	Zero
Pay recipient at another bank	Zero
Pay recipient at Bank Zero	Zero
Pay recipient at Bank Zero using their QR code	Zero
Pay by debit order	Zero
Pay by card	Zero
Buy prepaid data, airtime, electricity, etc	Zero
Send proof of payment via email	Zero
Receive monthly statement via email / download	Zero
Request previous statements within 3 months	Zero
Request account confirmation letter	Zero
Set up new business profile	Zero
SendMoney to Bank Zero recipient using just their cell number (max R3k)	Zero
3rd party costs are passed on to you
SendMoney to self (max R3k): cardless cash at Checkers, Shoprite, Usave	R8.50
SendMoney to someone not at Bank Zero (max R3k): cash out at same retailers	R8.50
Draw cash at ATM	R9 / R1 000 block
Draw cash at POS (PnP, Spar, Checkers, Shoprite)	R2
Balance enquiry at POS or ATM	R2
Nuisance fees: – Insufficient funds (card or debit order or scheduled payment/transfer) – Exceeding limits – Card set to ‘Lock’ or ‘ATM off’, or card locked after 3 wrong PINs – Using new card before activating it, or using old uncancelled card	R2
Card personalisation with delivery to a Clicks store	R79
Card personalisation with delivery to a street address (metro, rural)	R139, R179
Send proof of payment via SMS (but email is free!)	R1.50
Value-added services are your choice
Open additional check account on personal or business profile	R100 to open
Request statements older than 3 months	R10 / statement
Receive money via a Bank Zero QR code	0.5% of amount
Dispute or stop debit order	R8
Dispute card transaction (i.e. chargeback)	R30
If no transactions on a check account for more than 6 months	R5 / month

[/et_pb_accordion_item][/et_pb_accordion][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” background_color=”#FFFFFF” custom_margin=”15px||0px||false|false” custom_padding=”13px||0px|20px|false|false” border_radii=”off|11px|11px||” border_width_top=”1px” border_color_top=”#d3d3d3″ border_width_right=”1px” border_color_right=”#D3D3D3″ border_width_left=”1px” border_color_left=”#D3D3D3″ global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Interest Rates[/et_pb_text][et_pb_toggle title=”Rates vary over time, so please check regularly” open_toggle_text_color=”rgba(0,0,0,0.78)” open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ use_icon_font_size=”on” icon_font_size=”23px” open_icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ open_use_icon_font_size=”on” open_icon_font_size=”23px” disabled_on=”on|on|off” _builder_version=”4.20.2″ _module_preset=”default” title_text_color=”rgba(0,0,0,0.68)” title_font=”Libre Franklin|300|||||||” custom_padding=”12px||||false|false” border_radii=”off|||10px|10px” border_width_top=”0px” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”]Whereas pricing is fixed for the year, interest rates tend to fluctuate as the repo rate moves.
So please always check back here for the latest rates. The below table is effective as from 26 May 2023.

Amount	Savings	7 Day Notice	32 Day Notice	45 Day Notice
< R1k	6.95%	7.00%	7.05%	7.10%
≥ R1k	7.05%	7.15%	7.45%	7.50%
≥ R25k	7.35%	7.45%	7.85%	7.90%
≥ R50k	7.65%	7.90%	8.15%	8.20%
≥ R100k	7.70%	7.95%	8.25%	8.35%
≥ R500k	7.75%	8.05%	8.30%	8.40%
≥ R1m	7.80%	8.10%	8.40%	8.50%

Download Bank Zero Interest Table[/et_pb_toggle][et_pb_code admin_label=”div styling pricing table” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”]

[/et_pb_code][/et_pb_column][/et_pb_row][et_pb_row disabled_on=”on|on|on” _builder_version=”4.19.0″ _module_preset=”default” max_width=”1950px” disabled=”on” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” background_color=”#FFFFFF” custom_margin=”15px||0px||false|false” custom_padding=”13px||0px|20px|false|false” border_radii=”off|11px|11px||” border_width_top=”1px” border_color_top=”#d3d3d3″ border_width_right=”1px” border_color_right=”#D3D3D3″ border_width_left=”1px” border_color_left=”#D3D3D3″ global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Pricing Guide[/et_pb_text][et_pb_accordion open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ closed_toggle_background_color=”#FFFFFF” icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ use_icon_font_size=”on” icon_font_size=”23px” _builder_version=”4.16″ _module_preset=”default” toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ toggle_font=”Libre Franklin|300|||||||” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” border_radii=”off|||10px|10px” border_width_top=”0px” global_colors_info=”{%22gcid-2f160479-f9d2-4563-8f61-acfdf65ed121%22:%91%93,%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22toggle_text_color%22,%22open_toggle_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”][et_pb_accordion_item open=”on” open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”RGBA(0,0,0,0)” _builder_version=”4.16″ _module_preset=”default” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” border_width_all=”0px” border_color_all=”RGBA(0,0,0,0)” global_colors_info=”{}”][/et_pb_accordion_item][et_pb_accordion_item title=”Just like our banking, this is simple – all on one single page” open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ content_last_edited=”off|phone” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||10px||false|false” custom_padding=”9px||||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22open_toggle_text_color%22,%22toggle_text_color%22%93}” toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ toggle_font=”Libre Franklin|300|||||||” open=”off”]

Powerful functionality, real-time control & same (zero) fees for both
individuals & businesses (Pty Ltd, CC, Sole Prop). No entry-level accounts which require upgrading to
higher-priced ones to access extra functionality. (Note: same pricing as in 2021 and 2020 remains in place and
includes VAT.)

Banking should be free

Monthly fee

Zero

Minimum balance

Zero

Set up a new business profile

Zero

Open more savings or notice accounts

Zero

Transfer money between accounts

Zero

Pay someone at another bank

Zero

Pay someone at Bank Zero

Zero

Pay someone at Bank Zero using their QR code

Zero

Pay someone at Bank Zero using their cell number (Send Money)

Zero

Pay by debit order

Zero

Pay by card (local or international card fee)

Zero

Buy prepaid data, airtime, electricity, etc

Zero

Send proof of payment via email

Zero

Receive notifications on all banking activity

Zero

Receive monthly statement via email (or download from App)

Zero

Request previous statements within 3 months

Zero

Request account confirmation letter

Zero

3rd party costs are passed on to you

Cardless cash withdrawal (Send Money to self, cash out Checkers, Shoprite,
Usave)

R8.50

Send Money to someone not at Bank Zero, cash out Checkers, Shoprite, Usave

R8.50

Draw cash at ATM (local or international)

R9 / R1 000 block

Draw cash at POS (PnP, Spar, Checkers, Shoprite)

Balance enquiry at ATM or POS

Nuisance fees:
– Insufficient funds (card, debit order, scheduled
payment/transfer)
– Exceeding chosen limits
– Card set to ‘Lock’ or ‘ATM
off’, or card locked after 3 wrong PINs
– Using new card before activating it, or using old
uncancelled card

Card personalisation with delivery to a Clicks store

R79

Card personalisation with delivery to a street address (metro; rural)

R139; R179

Send proof of payment via SMS (but email is free!)

R1.50

Value-added services are your choice

Open additional check account on personal or business profile

R100 to open

Request statements older than 3 months

R10 / statement

Receive money via a Bank Zero QR code

0.5% of amount

Dispute or stop debit order; card transaction

R8; R30

Forex mark-up on card transactions (ZAR currency; foreign currency)

0%; 1%

Resetting App login PIN

R50

If no transactions on a check account for more than 6 months

R5 / month

Download Bank Zero 2022 Pricing Guide Here are some helpful
explanations to support our pricing guide Download Bank Zero Pricing FAQ
[/et_pb_accordion_item][/et_pb_accordion][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” background_color=”#FFFFFF” custom_margin=”15px||0px||false|false” custom_padding=”13px||0px|20px|false|false” border_radii=”off|11px|11px||” border_width_top=”1px” border_color_top=”#d3d3d3″ border_width_right=”1px” border_color_right=”#D3D3D3″ border_width_left=”1px” border_color_left=”#D3D3D3″ global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Interest Rates[/et_pb_text][et_pb_toggle title=”Rates vary over time, so please check regularly” open_toggle_text_color=”rgba(0,0,0,0.78)” open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ use_icon_font_size=”on” icon_font_size=”23px” open_icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ open_use_icon_font_size=”on” open_icon_font_size=”23px” disabled_on=”on|on|off” _builder_version=”4.18.0″ _module_preset=”default” title_text_color=”rgba(0,0,0,0.68)” title_font=”Libre Franklin|300|||||||” custom_padding=”12px||||false|false” border_radii=”off|||10px|10px” border_width_top=”0px” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”]Whereas pricing is fixed for the year, interest rates tend to fluctuate as the repo rate moves.
So please always check back here for the latest rates. The below table is effective as from 23 September 2022.

Amount	Savings	7 Day Notice	32 Day Notice	45 Day Notice
< R1k	4.95%	5.00%	5.05%	5.15%
≥ R1k	5.05%	5.10%	5.45%	5.55%
≥ R25k	5.35%	5.40%	5.85%	5.90%
≥ R50k	5.65%	5.70%	6.15%	6.20%
≥ R100k	5.75%	5.75%	6.25%	6.35%
≥ R500k	5.75%	5.80%	6.30%	6.40%
≥ R1m	5.80%	5.85%	6.40%	6.55%

Download Bank Zero Interest Table[/et_pb_toggle][et_pb_code admin_label=”div styling pricing table” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”]

[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” disabled_on=”off|off|on” admin_label=”Special Features M Cards” module_class=”two-columns” _builder_version=”4.23.1″ _module_preset=”default” background_color=”gcid-5e069919-eee5-4e17-abb6-145bf6c54156″ custom_margin=”0px||100px||false|false” custom_padding=”0px||||false|false” custom_padding_tablet=”” custom_padding_phone=”||58px||false|false” collapsed=”on” global_colors_info=”{%22gcid-e57181e4-50a3-456c-8c17-b8f254424c1d%22:%91%93,%22gcid-5e069919-eee5-4e17-abb6-145bf6c54156%22:%91%22background_color%22%93}”][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” module_class=”two-columns” _builder_version=”4.16″ _module_preset=”default” width_tablet=”” width_phone=”80%” width_last_edited=”on|phone” max_width=”1950px” custom_margin=”0px||||false|false” custom_padding=”0px||0px|0px|true|false” custom_css_main_element=”display: flex;” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/card-control-icon-4.png” title_text=”card-control-icon-4″ align=”center” _builder_version=”4.16″ _module_preset=”default” width=”35%” custom_margin=”8px||||false|false” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”20px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Card Subscriptions
Control[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||10px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

A world first –
security under
your control

[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”button1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/credit-card-1.png” title_text=”credit-card” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”36%” custom_margin=”20px||||false|false” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”24px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Special
Card
Patent[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||8px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

No more
card
skimming

The Bank Zero card patent provides a simple but innovative solution to ensure cutting-edge security. It minimises the impact of card data theft, card skimming and fraudulent eCommerce transactions.

The 16-digit card number doesn’t change each time you replace your card – unless you want to – which means card details for digital subscription services don’t have to be reset[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”button1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/03/rogue-debit-orders-icon-1.png” title_text=”rogue-debit-orders-icon” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”34%” custom_margin=”||0px||false|false” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”40px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Rogue
Debit Orders[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||10px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

We hate them!
And we
protect you.

If a NEW debit order is loaded, we warn you with a red task on your App. Check the provided details, and reject immediately if you don’t recognise this.

All at Zero cost to you.

Bank Zero prevents rogue debit orders from hitting your account, as long as you keep your eye out for the red Bank Zero tasks.[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”button1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/quick-start-guide-icon-start-here-2.png” title_text=”quick-start-guide-icon-start-here-2″ align=”center” _builder_version=”4.16″ _module_preset=”default” width=”27%” custom_margin=”||23px|||” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”20px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Intuitive
Design[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||10px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

A Quick
Start Guide
to the magic

The App was kept light and simple and intuitive.

There are some unique features that you would not have encountered before – specifically the dragging and dropping of account tiles.

We want to help you discover this and other features, so please start off by looking at this one-page Quick Start Guide.

Download Bank Zero Quick Start Guide[/et_pb_toggle][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” module_class=”three-columns” _builder_version=”4.16″ _module_preset=”default” width_tablet=”” width_phone=”80%” width_last_edited=”on|phone” max_width=”1950px” custom_margin=”||||true|false” custom_padding=”0px||0px|0px|true|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/ecosystem-1.png” title_text=”ecosystem” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”27%” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”40px||6px||false|false” custom_margin_tablet=”” custom_margin_phone=”28px||6px||false|false” custom_margin_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Ecosystem[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||10px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

It’s all about
digital
connectedness

Being both digitally and financially connected is a reality of how humans operate. Bank Zero mirrors this directly in its design.

Directly connect your Bank Zero accounts (and/or profile) with family, friends, children, staff, co-owners of businesses, club/stokvel members, or basically anyone you choose. Share information, allow sharing (or not) of funds, and remain up to speed on all transactional banking matters relevant to you or those you connect to.[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”button1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/smart-scheduled-payments-icon-1.png” title_text=”smart-scheduled-payments-icon” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”32%” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”32px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Smart Scheduled
Payments[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||10px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Easily managing
your finances

These are simple but powerful tools to make life easier, and are offered by most banks.

A nifty feature though on your Bank Zero App is that you receive tasks for all scheduled payments / transfers that will run the next morning. This allows you time to check your account balance for sufficient funds. It also allows you time to decide if you want to change or even cancel it. And you have time to do this right up until just before it runs – no more 2 days’ notice required.[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”button1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/relationship-banking-icon-1-1.png” title_text=”relationship-banking-icon-1″ align=”center” _builder_version=”4.16″ _module_preset=”default” width=”34%” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”20px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Relationship
Banking[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||10px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Supporting you with all banking admin

For those assistants, staff members, family members or anyone doing banking admin on your behalf… just load their cell numbers against the accounts and/or recipients they must be able to access.

If you’re a business, their transactions will follow the authorisation chain you’ve set up. If you’re an individual, you as the account owner will authorise (or reject).[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”button1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/settings-icon.png” title_text=”settings-icon” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”33%” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”20px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Clever
Card Control[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||10px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

From ATM to Online
transactions

Use your App to control your Bank Zero card. Lock it fully if temporarily misplaced or lock partially to control ATM use. You can even select what type of ATM use is allowed.

Control who does your online card authorisations; decide whether a PIN is required for small tap transactions; and more – download to see everything you can do.[/et_pb_toggle][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” max_width=”1950px” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”1_4″ module_class=”col” _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/03/qr-code-payments-icon-1.png” title_text=”qr-code-payments-icon” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”30%” custom_margin=”||||false|false” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”33px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]QR Payments
&
Receipts[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||10px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Unique QR code for easy micro payments

Pay anyone in the Bank Zero ecosystem with a quick QR code scan, at Zero cost to you.

… and if you rather want to use any other QR solutions available in the market, just load your Bank Zero card onto those Apps.

[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”col” _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/03/bank-zero-payment-icon-1.png” title_text=”bank-zero-payment-icon” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”34%” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”33px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Proof of Payment
(PoP)[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||10px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Authenticated tracing with supporting info

A PoP is emailed on your request, at Zero cost to you. Not only can these PoPs be authenticated, they also contain valuable supporting information for businesses and individuals alike.

While making payment, upload relevant docs such as invoices or contracts. These docs are then displayed in the PoP.

The PoP also shows where the money currently is. During authentication, the latest update on the money flows is provided.[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”col” _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/05/no-more-phishing-icon-1.png” title_text=”no-more-phishing-icon-1″ align=”center” _builder_version=”4.16″ _module_preset=”default” width=”33%” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”27px||6px||false|false” custom_padding=”||||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]No More
Phishing[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||11px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Using the power
of biometrics

When you register, we obtain highly specialised biometric information from you. We use this to protect you from any attempts to fraudulently drain your bank accounts.

Should someone attempt access to your Bank Zero profile from their phone by pairing with using your personal details, we match their biometrics to those you provided us.[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_4″ module_class=”col” _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”27px||27px||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/07/under-16-icon-1.png” title_text=”under-16-icon-1″ align=”center” _builder_version=”4.16″ _module_preset=”default” width=”23%” width_tablet=”” width_phone=”” width_last_edited=”on|phone” max_width_tablet=”” max_width_phone=”37%” max_width_last_edited=”on|phone” global_colors_info=”{}” width__hover_enabled=”off|desktop”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” text_font_size=”18px” text_orientation=”center” custom_margin=”20px||6px||false|false” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Under
16?[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”_initial” text_font=”Libre Franklin||||||||” text_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ text_font_size=”17px” text_line_height=”1.4em” header_font=”Libre Franklin|800|||||||” header_text_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ header_font_size=”100px” header_2_font=”Libre Franklin|700|||||||” header_2_text_color=”gcid-4873be90-5372-46c3-930c-1df4b833a98e” header_2_font_size=”50px” text_orientation=”center” custom_margin=”||10px||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22text_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Yes you can
join too!

[/et_pb_text][et_pb_toggle title=”Show More” open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ use_icon_font_size=”on” icon_font_size=”20px” open_icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ open_use_icon_font_size=”on” open_icon_font_size=”20px” module_class=”et-readmore-toggle” _builder_version=”4.17.3″ _module_preset=”default” title_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ title_text_align=”center” title_font_size=”14px” closed_title_font=”Libre Franklin||||||||” closed_title_text_align=”center” body_font=”Libre Franklin||||||||” body_text_align=”center” body_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ custom_margin=”0px||0px||true|false” custom_padding=”||||false|false” body_line_height_tablet=”” body_line_height_phone=”1.4em” body_line_height_last_edited=”on|phone” custom_css_main_element=”display:flex;||flex-direction: column;||align-items: center;” custom_css_toggle_title=”order:2;||padding-right:25px !important;” custom_css_toggle_content=”order:1;||padding: 15px;” border_width_all=”0px” border_color_all=”RGBA(0,0,0,0)” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22open_toggle_text_color%22,%22title_text_color%22,%22closed_toggle_text_color%22,%22body_text_color%22%93,%22gcid-2f160479-f9d2-4563-8f61-acfdf65ed121%22:%91%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”]If you’re under 16, a legal guardian needs to kick-start the process (by providing your proof of ID).
Then you’re all set to create your own unique profile with your own personal access – and with full control over your transactions.
We are passionate about driving a savings culture. And the sooner you start banking, the sooner you start realising the powerful impact of saving.
[/et_pb_toggle][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”off|off|on” admin_label=”Rates & Pricing M” module_id=”pricing-mobile” _builder_version=”4.23.1″ _module_preset=”default” background_color=”gcid-5e069919-eee5-4e17-abb6-145bf6c54156″ custom_margin=”||0px||false|false” custom_padding=”0px||0px||false|false” collapsed=”off” global_colors_info=”{%22gcid-e57181e4-50a3-456c-8c17-b8f254424c1d%22:%91%93,%22gcid-5e069919-eee5-4e17-abb6-145bf6c54156%22:%91%22background_color%22%93}”][et_pb_row use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.23.1″ _module_preset=”default” max_width=”1950px” custom_padding=”15px||||false|false” custom_css_main_element=”overflow:hidden;” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/03/rates-price-icon-1.png” title_text=”rates-price-icon” align=”center” _builder_version=”4.23.1″ _module_preset=”default” positioning=”relative” vertical_offset=”13px” width=”57%” width_tablet=”” width_phone=”132px” width_last_edited=”on|phone” custom_margin_tablet=”” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|phone” global_colors_info=”{}”][/et_pb_image][et_pb_text content_tablet=”” content_phone=”

Rates &

” content_last_edited=”on|phone” _builder_version=”4.23.1″ _module_preset=”98b12bfd-4fc8-4007-ab69-ae93855cbc9d” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ text_orientation=”center” custom_margin=”||0px||false|false” custom_margin_tablet=”” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”0px||||false|false” custom_padding_last_edited=”on|phone” header_3_text_align_tablet=”” header_3_text_align_phone=”” header_3_text_align_last_edited=”on|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”35px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Rates &

[/et_pb_text][et_pb_text content_tablet=”” content_phone=”

Pricing

” content_last_edited=”on|phone” _builder_version=”4.16″ _module_preset=”98b12bfd-4fc8-4007-ab69-ae93855cbc9d” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” header_text_align_tablet=”” header_text_align_phone=”center” header_text_align_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”65px” header_font_size_last_edited=”on|phone” header_4_text_align_tablet=”” header_4_text_align_phone=”center” header_4_text_align_last_edited=”on|phone” header_4_font_size_tablet=”” header_4_font_size_phone=”65px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Pricing

The functionality, pricing and rates apply equally to all – all businesses and all individuals.

Bank Zero doesn’t offer entry-level accounts which are then forced to upgrade to higher-priced ones to access better functionality – feature-rich banking should never force customers into paying exorbitant fees.[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row disabled_on=”on|on|on” _builder_version=”4.23.1″ _module_preset=”default” max_width=”1950px” custom_padding=”|10px||10px|false|true” custom_css_main_element=”overflow:hidden;” disabled=”on” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” background_color=”#FFFFFF” custom_margin=”15px||0px||false|false” custom_padding=”13px||0px|20px|false|false” border_radii=”off|11px|11px||” border_width_top=”1px” border_color_top=”#d3d3d3″ border_width_right=”1px” border_color_right=”#D3D3D3″ border_width_left=”1px” border_color_left=”#D3D3D3″ global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Pricing Guide[/et_pb_text][et_pb_accordion open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ closed_toggle_background_color=”#FFFFFF” icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ use_icon_font_size=”on” icon_font_size=”23px” _builder_version=”4.19.0″ _module_preset=”default” toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ toggle_font=”Libre Franklin|300|||||||” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” border_radii=”off|||10px|10px” border_width_top=”0px” global_colors_info=”{%22gcid-2f160479-f9d2-4563-8f61-acfdf65ed121%22:%91%93,%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22toggle_text_color%22,%22open_toggle_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”][et_pb_accordion_item open=”on” open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”RGBA(0,0,0,0)” _builder_version=”4.16″ _module_preset=”default” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” border_width_all=”0px” border_color_all=”RGBA(0,0,0,0)” global_colors_info=”{}”][/et_pb_accordion_item][et_pb_accordion_item title=”Just like our banking, this is simple – all on one single page” open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ content_last_edited=”off|phone” _builder_version=”4.19.0″ _module_preset=”default” custom_margin=”||10px||false|false” custom_padding=”9px||||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22open_toggle_text_color%22,%22toggle_text_color%22%93}” toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ toggle_font=”Libre Franklin|300|||||||” open=”off”]

Same pricing and same features for ALL individuals and businesses. No tricks like needing to upgrade your account. Pricing is same as last year (no increases and some decreases), and incl VAT.

Banking should be free

Account monthly fee

Zero

Account minimum balance

Zero

Add savings accounts or notice accounts

Zero

Add a business profile

Zero

Add a child

Zero

Friend people to accounts (e.g. family, club, stokvel)

Zero

Transfer money between accounts

Zero

Pay another bank’s customer using their account number (EFT)

Zero

Pay a Bank Zero customer using their account number (EFT)

Zero

Pay a Bank Zero customer using their cell number (SendMoney)

Zero

Pay a Bank Zero customer using their QR code

Zero

Pay by card – local & international card fee

Zero

Pay by card – mark-up on international transactions posted in ZAR

Zero

Pay a debit order

Zero

Buy prepaid data, airtime, electricity, etc

Zero

Send proof of payment via email

Zero

Receive notifications on activity on account or profile

Zero

Receive monthly statement via email – also available from App

Zero

Request previous statements within 3 months

Zero

Request account confirmation letter

Zero

3rd party costs are passed on to you

Card personalise & deliver to Clicks store

R69

Card personalise & deliver to street address in most cities (or back of beyond)

R119 (R159)

Request balance at ATM & POS

Withdraw cash at ATM – local & international

R9/R1000 block

Withdraw cash at POS – PnP, Spar, Shoprite Group

Withdraw cash without card – use SendMoney & cash-out at Shoprite Group

R8.50

Send cash to non-customer – use SendMoney & cash-out at Shoprite Group

R8.50

Deposit cash at POS – Shoprite Group (max R3k), PnP (max R5k)

Ask retailer

Nuisance fees:
– Insufficient funds (card, debit order, scheduled payment/transfer)
– Exceeding chosen limits
– Card set to ‘Lock’ or ‘ATM off’, or card locked after 3 wrong PINs
– Using new card before activating it, or using old uncancelled card

Send proof of payment via SMS (but email is free!)

R1.50

Value-added services are your choice

Add more check accounts

R100 to open

Request statements older than 3 months

R10/statement

Receive money via Bank Zero QR code

0.5% of amount

Dispute or stop a debit order (or card transaction)

R8 (R30)

Forex mark-up on international card transactions posted in foreign currency

Resetting App login PIN

R50

If no transactions on a check account for more than 6 months

R5/month

Download Bank Zero 2023 Pricing Guide Here are some helpful explanations to support our pricing guide Download Bank Zero Pricing FAQ

[/et_pb_accordion_item][/et_pb_accordion][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” background_color=”#FFFFFF” custom_margin=”15px||0px||false|false” custom_padding=”13px||0px|20px|false|false” border_radii=”off|11px|11px||” border_width_top=”1px” border_color_top=”#d3d3d3″ border_width_right=”1px” border_color_right=”#D3D3D3″ border_width_left=”1px” border_color_left=”#D3D3D3″ global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Interest Rates[/et_pb_text][et_pb_toggle title=”Rates vary over time, so please check regularly” open_toggle_text_color=”rgba(0,0,0,0.65)” open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ use_icon_font_size=”on” icon_font_size=”24px” open_icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ open_use_icon_font_size=”on” open_icon_font_size=”24px” disabled_on=”off|off|on” _builder_version=”4.20.2″ _module_preset=”default” title_text_color=”rgba(0,0,0,0.65)” title_font=”Libre Franklin|300|||||||” custom_padding=”15px||||false|false” border_radii=”off|||10px|10px” border_width_top=”0px” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”]

Whereas pricing is fixed for the year, interest rates tend to fluctuate as the repo rate moves.
So please always check back here for the latest rates. The below table is effective as from 26 May 2023.

Amount	Savings	7 Day Notice	32 Day Notice	45 Day Notice
<R1k	6.95%	7.00%	7.05%	7.10%
≥R1k	7.05%	7.15%	7.45%	7.50%
≥R25k	7.35%	7.45%	7.85%	7.90%
≥R50k	7.65%	7.90%	8.15%	8.20%
≥R100k	7.70%	7.95%	8.25%	8.35%
≥R500k	7.75%	8.05%	8.30%	8.40%
≥R1m	7.80%	8.10%	8.40%	8.50%

Download Bank Zero Interest Table

[/et_pb_toggle][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” max_width=”1950px” locked=”off” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” background_color=”#FFFFFF” custom_margin=”15px||0px||false|false” custom_padding=”13px||0px|20px|false|false” border_radii=”off|11px|11px||” border_width_top=”1px” border_color_top=”#d3d3d3″ border_width_right=”1px” border_color_right=”#D3D3D3″ border_width_left=”1px” border_color_left=”#D3D3D3″ global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Pricing Guide – Individuals & Businesses

Just like our banking, this is simple – all on one single page

Same pricing for ALL individuals and businesses. No tricks like needing to upgrade your account to access more features. Pricing includes VAT.

Download Pricing Guides here:

Download Bank Zero 2024 Pricing Guide

Download Bank Zero Pricing FAQ

Banking should be free
Account monthly fee	Zero
Account minimum balance	Zero
Add savings accounts or notice accounts	Zero
Add a business profile	Zero
Add a child	Zero
Friend people to accounts (e.g. family, club, stokvel)	Zero
Transfer money between accounts	Zero
Pay a debit order	Zero
Pay another bank’s customer using their account number (EFT)	Zero
Pay a Bank Zero customer using their account number (EFT)	Zero
Pay a Bank Zero customer using their cell number (SendMoney)	Zero
Pay a Bank Zero customer using their QR code	Zero
Pay by card – local or foreign card fee	Zero
Pay by card – mark-up on foreign transactions posted in ZAR	Zero
Send proof of payment via email	Zero
Buy prepaid data, airtime, electricity, etc	Zero
Receive notifications on activity	Zero
Receive monthly statement via email or download from App – within 3mths	Zero
Request account confirmation letter or IT3B	Zero
3rd party costs are passed on to you
Card personalised & delivered to Clicks store	R59
Card personalised & delivered to street address in most cities (if remote +R30)	R99
Request balance at ATM & POS	R2
Withdraw cash at ATM – local & foreign (note:R45 min fee if foreign)	R9/R1000 block
Withdraw cash at POS – local & foreign (note:R45 min fee if foreign)	R2
Withdraw cash without card – use SendMoney & cash-out at Shoprite Group	R8.50
Send cash to non-customer – use SendMoney & cash-out at Shoprite Group	R8.50
Deposit cash at POS – Shoprite Group (max R3k), PnP group (max R5k)	Ask retailer
Nuisance fees: – Using new card before activating it (or using old card) – Card used when set to ‘Lock’ or ‘ATM off’, or locked after 3 wrong PINs – Exceeding chosen limits – Insufficient funds (card, debit order, scheduled payment/transfer)	R2
Send proof of payment via SMS (but email is free!)	R1.50
Value-added services are your choice
Pay mark-up on foreign currency card transactions	Only 1%
Receive money via Bank Zero QR code	0.5% of amount
Dispute or stop a debit order (new debit order rejection is Zero!)	R8
Chargeback a card transaction	R50
Add another check account	R50 to open
If no transactions on a check account for more than 6 months	R5/month
Statements older than 3mths (or download xls as far back as you want for Zero!)	R10/statement

Download Bank Zero 2023 Pricing Guide

Download Bank Zero Pricing FAQ

Banking should be free
Account monthly fee	Zero
Account minimum balance	Zero
Add savings accounts or notice accounts	Zero
Add a business profile	Zero
Add a child	Zero
Friend people to accounts (e.g. family, club, stokvel)	Zero
Transfer money between accounts	Zero
Pay another bank’s customer using their account number (EFT)	Zero
Pay a Bank Zero customer using their account number (EFT)	Zero
Pay a Bank Zero customer using their cell number (SendMoney)	Zero
Pay a Bank Zero customer using their QR code	Zero
Pay by card – local & international card fee	Zero
Pay by card – mark-up on international transactions posted in ZAR	Zero
Pay a debit order	Zero
Buy prepaid data, airtime, electricity, etc	Zero
Send proof of payment via email	Zero
Receive notifications on activity on account or profile	Zero
Receive monthly statement via email – also available from App	Zero
Request previous statements within 3 months	Zero
Request account confirmation letter	Zero
3rd party costs are passed on to you
Card personalise & deliver to Clicks store	R69
Card personalise & deliver to street address in most cities (or back of beyond)	R119 (R159)
Request balance at ATM & POS	R2
Withdraw cash at ATM – local & international	R9/R1000 block
Withdraw cash at POS – PnP, Spar, Shoprite Group	R2
Withdraw cash without card – use SendMoney & cash-out at Shoprite Group	R8.50
Send cash to non-customer – use SendMoney & cash-out at Shoprite Group	R8.50
Deposit cash at POS – Shoprite Group (max R3k), PnP (max R5k)	Ask retailer
Nuisance fees: – Insufficient funds (card, debit order, scheduled payment/transfer) – Exceeding chosen limits – Card set to ‘Lock’ or ‘ATM off’, or card locked after 3 wrong PINs – Using new card before activating it, or using old uncancelled card	R2
Send proof of payment via SMS (but email is free!)	R1.50
Value-added services are your choice
Add more check accounts	R100 to open
Request statements older than 3 months	R10/statement
Receive money via Bank Zero QR code	0.5% of amount
Dispute or stop a debit order (or card transaction)	R8 (R30)
Forex mark-up on international card transactions posted in foreign currency	1%
Resetting App login PIN	R50
If no transactions on a check account for more than 6 months	R5/month

[/et_pb_accordion_item][/et_pb_accordion][et_pb_accordion open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ closed_toggle_background_color=”#FFFFFF” icon_color=”#e69442″ use_icon_font_size=”on” icon_font_size=”23px” _builder_version=”4.23.1″ _module_preset=”default” toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ toggle_font=”Libre Franklin|300|||||||” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” border_radii=”off|||10px|10px” border_width_top=”0px” global_colors_info=”{%22gcid-2f160479-f9d2-4563-8f61-acfdf65ed121%22:%91%93,%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22toggle_text_color%22,%22open_toggle_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”][et_pb_accordion_item open=”on” open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”RGBA(0,0,0,0)” _builder_version=”4.23″ _module_preset=”default” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” border_width_all=”0px” border_color_all=”RGBA(0,0,0,0)” global_colors_info=”{}”][/et_pb_accordion_item][et_pb_accordion_item title=”2022″ open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ content_last_edited=”off|phone” _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”||0px||false|false” custom_padding=”9px||||false|false” border_radii=”on|0px|0px|0px|0px” border_width_bottom=”0px” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22open_toggle_text_color%22,%22toggle_text_color%22,%22open_toggle_text_color%22,%22toggle_text_color%22%93}” toggle_text_color=”#e69442″ toggle_font=”Libre Franklin|600|||||||” open=”off”]

Download Bank Zero 2022 Pricing Guide

Download Bank Zero Pricing FAQ

Banking should be free
Monthly fee	Zero
Minimum balance	Zero
Set up a new business profile	Zero
Open more savings or notice accounts	Zero
Transfer money between accounts	Zero
Pay someone at another bank	Zero
Pay someone at Bank Zero	Zero
Pay someone at Bank Zero using their QR code	Zero
Pay someone at Bank Zero using their cell number (Send Money)	Zero
Pay by debit order	Zero
Pay by card (local or international card fee)	Zero
Buy prepaid data, airtime, electricity, etc	Zero
Send proof of payment via email	Zero
Receive notifications on all banking activity	Zero
Receive monthly statement via email (or download from App)	Zero
Request previous statements within 3 months	Zero
Request account confirmation letter	Zero
3rd party costs are passed on to you
Cardless cash withdrawal (Send Money to self, cash out Checkers, Shoprite, Usave)	R8.50
Send Money to someone not at Bank Zero, cash out Checkers, Shoprite, Usave	R8.50
Draw cash at ATM (local or international)	R9/R1000 block
Draw cash at POS (PnP, Spar, Checkers, Shoprite)	R2
Balance enquiry at ATM or POS	R2
Nuisance fees: – Insufficient funds (card, debit order, scheduled payment/transfer) – Exceeding chosen limits – Card set to ‘Lock’ or ‘ATM off’, or card locked after 3 wrong PINs – Using new card before activating it, or using old uncancelled card	R2
Card personalisation plus delivery to a Clicks store	R79
Card personalisation plus delivery to a street address (metro; rural)	R139; R179
Send proof of payment via SMS (but email is free!)	R1.50
Value-added services are your choice
Open additional check account on individual or business profile	R100 to open
Request statements older than 3 months	R10/statement
Receive money via a Bank Zero QR code	0.5% of amount
Dispute or stop debit order; card transaction	R8; R30
Forex mark-up on card transactions (ZAR currency; foreign currency)	0%; 1%
Resetting App login PIN	R50
If no transactions on a check account for more than 6 months	R5/month

[/et_pb_accordion_item][/et_pb_accordion][et_pb_accordion open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ closed_toggle_background_color=”#FFFFFF” icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ use_icon_font_size=”on” icon_font_size=”23px” _builder_version=”4.23.1″ _module_preset=”default” toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ toggle_font=”Libre Franklin|300|||||||” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” border_radii=”off|||10px|10px” border_width_top=”0px” locked=”off” global_colors_info=”{%22gcid-2f160479-f9d2-4563-8f61-acfdf65ed121%22:%91%93,%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22toggle_text_color%22,%22open_toggle_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”][et_pb_accordion_item open=”on” open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”RGBA(0,0,0,0)” _builder_version=”4.16″ _module_preset=”default” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” border_width_all=”0px” border_color_all=”RGBA(0,0,0,0)” global_colors_info=”{}”][/et_pb_accordion_item][et_pb_accordion_item title=”2021″ open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ content_last_edited=”off|phone” _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”||10px||false|false” custom_padding=”9px||||false|false” global_colors_info=”{%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22open_toggle_text_color%22,%22toggle_text_color%22%93}” toggle_text_color=”#e69442″ toggle_font=”Libre Franklin|600|||||||” open=”off”]

Download Bank Zero 2021 Pricing Guide

Download Bank Zero Pricing FAQ

Banking should be free
Monthly fee on any account	Zero
Minimum balance in any account	Zero
Notifications on all your banking activities	Zero
Open more savings or notice accounts	Zero
Transfer money between own accounts	Zero
Pay recipient at another bank	Zero
Pay recipient at Bank Zero	Zero
Pay recipient at Bank Zero using their QR code	Zero
Pay by debit order	Zero
Pay by card	Zero
Buy prepaid data, airtime, electricity, etc	Zero
Send proof of payment via email	Zero
Receive monthly statement via email / download	Zero
Request previous statements within 3 months	Zero
Request account confirmation letter	Zero
Set up new business profile	Zero
SendMoney to Bank Zero recipient using just their cell number (max R3k)	Zero
3rd party costs are passed on to you
SendMoney to self (max R3k): cardless cash at Checkers, Shoprite, Usave	R8.50
SendMoney to someone not at Bank Zero (max R3k): cash out at same retailers	R8.50
Draw cash at ATM	R9 / R1 000 block
Draw cash at POS (PnP, Spar, Checkers, Shoprite)	R2
Balance enquiry at POS or ATM	R2
Nuisance fees: – Insufficient funds (card or debit order or scheduled payment/transfer) – Exceeding limits – Card set to ‘Lock’ or ‘ATM off’, or card locked after 3 wrong PINs – Using new card before activating it, or using old uncancelled card	R2
Card personalisation with delivery to a Clicks store	R79
Card personalisation with delivery to a street address (metro, rural)	R139, R179
Send proof of payment via SMS (but email is free!)	R1.50
Value-added services are your choice
Open additional check account on personal or business profile	R100 to open
Request statements older than 3 months	R10 / statement
Receive money via a Bank Zero QR code	0.5% of amount
Dispute or stop debit order	R8
Dispute card transaction (i.e. chargeback)	R30
If no transactions on a check account for more than 6 months	R5 / month

[/et_pb_accordion_item][/et_pb_accordion][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Libre Franklin|700|||||||” background_color=”#FFFFFF” custom_margin=”15px||0px||false|false” custom_padding=”13px||0px|20px|false|false” border_radii=”off|11px|11px||” border_width_top=”1px” border_color_top=”#d3d3d3″ border_width_right=”1px” border_color_right=”#D3D3D3″ border_width_left=”1px” border_color_left=”#D3D3D3″ global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Interest Rates[/et_pb_text][et_pb_toggle title=”Rates vary over time, so please check regularly” open_toggle_text_color=”rgba(0,0,0,0.78)” open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ use_icon_font_size=”on” icon_font_size=”23px” open_icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ open_use_icon_font_size=”on” open_icon_font_size=”23px” disabled_on=”on|on|off” _builder_version=”4.23″ _module_preset=”default” title_text_color=”rgba(0,0,0,0.68)” title_font=”Libre Franklin|300|||||||” custom_padding=”12px||||false|false” border_radii=”off|||10px|10px” border_width_top=”0px” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”]

Amount	Savings	7 Day Notice	32 Day Notice	45 Day Notice
< R1k	6.95%	7.00%	7.05%	7.10%
≥ R1k	7.05%	7.15%	7.45%	7.50%
≥ R25k	7.35%	7.45%	7.85%	7.90%
≥ R50k	7.65%	7.90%	8.15%	8.20%
≥ R100k	7.70%	7.95%	8.25%	8.35%
≥ R500k	7.75%	8.05%	8.30%	8.40%
≥ R1m	7.80%	8.10%	8.40%	8.50%

Download Bank Zero Interest Table

[/et_pb_toggle][et_pb_toggle title=”Rates vary over time, so please check regularly” open_toggle_text_color=”rgba(0,0,0,0.65)” open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ use_icon_font_size=”on” icon_font_size=”24px” open_icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ open_use_icon_font_size=”on” open_icon_font_size=”24px” disabled_on=”off|off|on” _builder_version=”4.20.2″ _module_preset=”default” title_text_color=”rgba(0,0,0,0.65)” title_font=”Libre Franklin|300|||||||” custom_padding=”15px||||false|false” border_radii=”off|||10px|10px” border_width_top=”0px” locked=”off” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”]

Amount	Savings	7 Day Notice	32 Day Notice	45 Day Notice
<R1k	6.95%	7.00%	7.05%	7.10%
≥R1k	7.05%	7.15%	7.45%	7.50%
≥R25k	7.35%	7.45%	7.85%	7.90%
≥R50k	7.65%	7.90%	8.15%	8.20%
≥R100k	7.70%	7.95%	8.25%	8.35%
≥R500k	7.75%	8.05%	8.30%	8.40%
≥R1m	7.80%	8.10%	8.40%	8.50%

Download Bank Zero Interest Table

[/et_pb_toggle][et_pb_code admin_label=”div styling pricing table” _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”]

[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” disabled_on=”on|on|off” admin_label=”Contact Us D” module_id=”contact” _builder_version=”4.16″ _module_preset=”default” background_color=”gcid-5e069919-eee5-4e17-abb6-145bf6c54156″ custom_margin=”0px||0px||true|false” custom_padding=”50px||0px||false|false” custom_padding_tablet=”” custom_padding_phone=”20px||||false|false” collapsed=”on” global_colors_info=”{%22gcid-e57181e4-50a3-456c-8c17-b8f254424c1d%22:%91%93,%22gcid-5e069919-eee5-4e17-abb6-145bf6c54156%22:%91%22background_color%22%93}”][et_pb_row column_structure=”1_3,2_3″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.16″ _module_preset=”default” max_width=”1950px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text content_tablet=”” content_phone=”

Contact

” content_last_edited=”on|phone” _builder_version=”4.16″ _module_preset=”98b12bfd-4fc8-4007-ab69-ae93855cbc9d” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ custom_margin=”||0px||false|false” header_3_text_align_tablet=”” header_3_text_align_phone=”center” header_3_text_align_last_edited=”on|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”35px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Contact

[/et_pb_text][et_pb_text content_tablet=”” content_phone=”

Us

” content_last_edited=”on|phone” _builder_version=”4.16″ _module_preset=”98b12bfd-4fc8-4007-ab69-ae93855cbc9d” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” header_text_align_tablet=”” header_text_align_phone=”center” header_text_align_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”65px” header_font_size_last_edited=”on|phone” header_4_text_align_tablet=”” header_4_text_align_phone=”center” header_4_text_align_last_edited=”on|phone” header_4_font_size_tablet=”” header_4_font_size_phone=”65px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Us

[/et_pb_text][et_pb_text content_tablet=”” content_phone=”

Everything has been designed so that you have full control and do not need to contact us for help.

If you do still need assistance,
then please see below.

” content_last_edited=”on|phone” _builder_version=”4.23.1″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ text_orientation_tablet=”” text_orientation_phone=”center” text_orientation_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Everything has been designed so that you have full control and do not need to contact us for help.

If you do still need assistance, email us at info@bankzero.co.za or WhatsApp us on 079 221 6628, but first check if your question is not answered below.[/et_pb_text][/et_pb_column][et_pb_column type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2022/05/Bank-Zero-email.png” title_text=”Bank Zero email” align=”center” _builder_version=”4.17.3″ _module_preset=”default” positioning=”relative” vertical_offset=”27px” z_index=”7″ width=”400px” width_tablet=”” width_phone=”150px” width_last_edited=”on|phone” module_alignment=”center” custom_margin_tablet=”” custom_margin_phone=”45px||90px||false|false” custom_margin_last_edited=”on|phone” global_colors_info=”{}”][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” max_width=”1950px” custom_margin=”13px||||false|false” custom_padding=”0px||||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ closed_toggle_background_color=”#FFFFFF” icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ use_icon_font_size=”on” icon_font_size=”23px” disabled_on=”off|off|off” admin_label=”accordion desktop” module_id=”faq-accordian” _builder_version=”4.19.2″ _module_preset=”default” toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ toggle_font=”Libre Franklin|700|||||||” body_font=”Open Sans||||||||” body_text_color=”#666666″ custom_margin=”||10px||false|false” custom_padding=”|3em|||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{%22gcid-2f160479-f9d2-4563-8f61-acfdf65ed121%22:%91%93,%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22open_toggle_text_color%22,%22toggle_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22,%22icon_color%22%93}”][et_pb_accordion_item open=”on” open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”RGBA(0,0,0,0)” _builder_version=”4.16″ _module_preset=”default” background_color=”RGBA(0,0,0,0)” background_enable_color=”on” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” border_width_all=”0px” border_color_all=”RGBA(0,0,0,0)” global_colors_info=”{}”][/et_pb_accordion_item][et_pb_accordion_item title=”Need assistance with your PIN or daily emails?” _builder_version=”4.16″ _module_preset=”default” body_font=”Libre Franklin||||||||” body_text_color=”#000000″ body_line_height=”2.2em” custom_margin=”0px||10px||false|false” custom_padding=”||||false|false” global_colors_info=”{}” toggle_text_color=”#000000″ toggle_level=”h4″ toggle_font=”Libre Franklin|700|||||||” toggle_font_size=”16px” open=”off”]View your card PIN
Open your App, tap on the account tile menu of the account that this card belongs to. (The account tile meu is the 3 dots in the bottom right corner of your account tile.)
Select Card > select Card Details.

Forgot your App PIN?
Send an email to info@bankzero.co.za, and we will assist you with resetting your PIN. We might charge a R50 fee (as per our pricing guide),
so please make sure that you have first tried all the various possible PIN combinations you could have chosen.

Turn daily emails on/off
This is not currently directly available in the App, so please send an email to info@bankzero.co.za so that they can turn it off for you.
[/et_pb_accordion_item][et_pb_accordion_item title=”Need assistance with the App?” _builder_version=”4.17.3″ _module_preset=”default” body_font=”Libre Franklin||||||||” body_text_color=”#000000″ body_line_height=”2.2em” custom_margin=”0px||10px||false|false” custom_padding=”||||false|false” global_colors_info=”{}” toggle_text_color=”#000000″ toggle_level=”h4″ toggle_font=”Libre Franklin|700|||||||” toggle_font_size=”16px” open=”off”]Banking details – where to find them
Tap name on account tile. Or choose ‘Settings’ from account tile menu (by tapping 3 dots bottom right).

Transaction history – how to view / download
Tap account balance shown on account tile. (And tap specific transaction for even more detail.)
To download account history in excel format, scroll down to point from where to download, then tap top right excel icon.

Business banking on iPhone
Currently you can only add a business from an Android phone, but once added, business accounts can be managed from both iOS and Android. (Pair your profile temporarily to Android phone to add business and upload FICA docs.)

Add / edit / delete recipients
Add:
Drag tile to Pay bubble > Tap grey ‘+’ > Populate recipient details > Tap Add.

View or edit or delete:
Drag tile to Pay bubble > Tap dropdown arrow next to ‘Select Recipient’ > Tap pencil bottom right of recipient account tile. Remember to Tap ‘Update’ once done. To delete, tap dustbin right next to ‘Update’.

Online purchases – authorisations, time-outs, subscriptions
Auth sent as phone notification, not SMS. No need for App to be open but phone must be unlocked. (If no notification, restart phone before trying again.)
If online store displays Mastercard auth screen, you have a minute to auth the notification on your phone.

If online store doesn’t display Mastercard auth screen, the notification time on your phone is short and might time-out. After 2 time-outs, store will be auto-added to your Card Subscriptions list. It will be marked with a ‘X’. If you want us to bypass you in phone auth notification process, tick store name. This is helpful when you’re not on your phone when transaction is posted (e.g. online news sites or other regular services like Netflix or an Uber tip).

Note: Card Subscriptions does NOT apply to the auths where you have a minute to auth.
Tap on account tile menu (dots bottom right of relevant account) > Card > Card settings to see Card
Subscriptions. Tick/untick at will.

Bank statements / letters
Account confirmation letter was sent with Welcome email. Statements sent on 1st of every month. ‘Statements and letters download’ temporarily disabled on App – request directly by emailing info@bankzero.co.za.

How to change profile picture after registration
Once your profile is verified, you’re not allowed to change your profile picture, as this image is used when confirming your biometrics when repairing or pairing on an additional device.

ATM Settings
Card’s ATM setting reflected in colour of flower’s heart on account tile.
‘Always off’: flower heart white, card won’t give cash at ATM.
‘Always on’: flower heart orange, card used freely at ATM.
‘1 cash’: flower heart white or orange, depending on whether one cash withdrawal completed or not. Once withdrawal done, heart changes to white. When want to draw cash again, tap flower to turn it orange and ready for cash withdrawal. (I.e. real-time toggle which can only be used when card is on the 1-cash setting.)
Tap on account tile menu (dots bottom right of relevant account) > Card > Card settings > ATM options.

Pairing
You can link your Bank Zero profile to multiple phones.
If no Bank Zero App on phone:
Download App > Enter cell number & ID number > App will take you through a verification process.
If Bank Zero App already used by someone else on phone:
Tap ‘profile add’ icon on top right of login screen and follow above process.
[/et_pb_accordion_item][et_pb_accordion_item title=”Need assistance with your Card?” _builder_version=”4.16″ _module_preset=”default” body_font=”Libre Franklin||||||||” body_text_color=”#000000″ body_line_height=”2.2em” custom_margin=”0px||10px||false|false” custom_padding=”||||false|false” global_colors_info=”{}” toggle_text_color=”#000000″ toggle_level=”h4″ toggle_font=”Libre Franklin|700|||||||” toggle_font_size=”16px” open=”off”]When is my card arriving
Card personalisation kicks off 9pm after your account has been funded and card costs deducted. You’ll receive an email with your unique card journey dates. Without any funds in your account, card production will not start.

How to activate card
Important, otherwise you’ll incur a nuisance fee.
Tap on account tile menu (dots bottom right of relevant account) > Card > Activate card

Multiple cards on one account
Can only do one card per account, but can open multiple accounts on same profile (with/without their own cards.

Change card delivery / collection address
Email us at info@bankzero.co.za and we’ll attempt to change this with our couriers.

Card taps
Tap on account tile menu (dots bottom right of relevant account) > Card > Card settings. Scroll down to ‘secure small amounts with PIN’ and tick to enable. Remember to save your changes.
“No PIN for small amounts”: tap your card without a PIN < R500 and with PIN > R500. Please ensure that you read the disclaimer shown to you when you untick.
“Always enter PIN for small amounts”: PIN required for every transaction. Some merchants decline small amounts with PIN – then just redo and insert card.
[/et_pb_accordion_item][et_pb_accordion_item title=”Struggling to register or open more accounts?” _builder_version=”4.19.2″ _module_preset=”default” body_font=”Libre Franklin||||||||” body_text_color=”#000000″ body_line_height=”2.2em” custom_margin=”0px||10px||false|false” custom_padding=”||||false|false” global_colors_info=”{}” toggle_text_color=”#000000″ toggle_level=”h4″ toggle_font=”Libre Franklin|700|||||||” toggle_font_size=”16px” open=”off”]Child registration (under 16)
Child must have own unique cell number. Tap grey ‘+’ sign on YOUR canvas > Select ‘Add child’ > Provide info and upload birth certificate or passport.
Once done, download App on child’s phone or add their profile to your phone, and follow shortened registration process. (They won’t receive SMS invite.)
If child older than 16, they open their own profile,

Business registration – requirements
First open account for yourself, then add business via your profile. We require all CC members / company directors, shareholders and ‘ultimate beneficial owners’ to open individual accounts with Bank Zero to view the business account. Once they are FICAed, the business account will be opened.
Tap grey ‘+’ sign on YOUR canvas > Select ‘Add business’ and follow the instructions.

Business registration – R500 funding
All business accounts need to be funded an amount of R500 from one of your existing accounts. This is not a fee to us but funds that lie in the business account. (If none of your accounts have a min R500 balance, no accounts will be shown to pay from and you won’t be able to proceed.)

Who can open a Bank Zero account?
Any South African citizen or permanent resident with an official South African ID number.Proof of address
We accept any of the following docs in your name, or if you are staying on someone else’s property and have no PoA, we need their PoA and a letter stating that you reside on their property: Municipal bill/letter, Cell/fibre account, Security provider account, Rental agreement, Body corporate statement, bank statement, insurer or
medical aid statement, Retailer account, Motor vehicle doc, Official SARS doc, TV licence, Subscription TV statement, E-toll statement, Traffic fine, Tribal authority letter.[/et_pb_accordion_item][/et_pb_accordion][et_pb_accordion closed_toggle_background_color=”#FFFFFF” icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ use_icon_font_size=”on” icon_font_size=”23px” _builder_version=”4.20.2″ _module_preset=”default” custom_margin=”||11px||false|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{%22gcid-2f160479-f9d2-4563-8f61-acfdf65ed121%22:%91%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”][et_pb_accordion_item open=”on” open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”RGBA(0,0,0,0)” _builder_version=”4.16″ _module_preset=”default” background_color=”RGBA(0,0,0,0)” background_enable_color=”on” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” border_width_all=”0px” border_color_all=”RGBA(0,0,0,0)” global_colors_info=”{}”][/et_pb_accordion_item][et_pb_accordion_item title=”Have a complaint?” _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#000000″ toggle_font=”Libre Franklin|700|||||||” open=”off”]We take complaints seriously. See our formal complaints process below.

Download Bank Zero Complaints Process[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” disabled_on=”off|off|on” admin_label=”Contact Us M” module_id=”contact-mobile” _builder_version=”4.17.3″ _module_preset=”default” background_color=”gcid-5e069919-eee5-4e17-abb6-145bf6c54156″ custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” custom_padding_tablet=”” custom_padding_phone=”0px||||false|false” collapsed=”on” global_colors_info=”{%22gcid-e57181e4-50a3-456c-8c17-b8f254424c1d%22:%91%93,%22gcid-5e069919-eee5-4e17-abb6-145bf6c54156%22:%91%22background_color%22%93}”][et_pb_row use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.17.3″ _module_preset=”default” max_width=”1950px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2022/05/Bank-Zero-email.png” title_text=”Bank Zero email” align=”center” _builder_version=”4.17.3″ _module_preset=”default” positioning=”relative” z_index=”7″ width=”300px” width_tablet=”” width_phone=”200px” width_last_edited=”on|phone” module_alignment=”center” custom_margin_tablet=”” custom_margin_phone=”0px||20px||false|false” custom_margin_last_edited=”on|phone” global_colors_info=”{}”][/et_pb_image][et_pb_text content_tablet=”” content_phone=”

Contact

” content_last_edited=”on|phone” _builder_version=”4.16″ _module_preset=”98b12bfd-4fc8-4007-ab69-ae93855cbc9d” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ text_orientation=”center” custom_margin=”||0px||false|false” header_3_text_align_tablet=”” header_3_text_align_phone=”center” header_3_text_align_last_edited=”on|phone” header_3_font_size_tablet=”” header_3_font_size_phone=”35px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Contact

[/et_pb_text][et_pb_text content_tablet=”” content_phone=”

Us

” content_last_edited=”on|phone” _builder_version=”4.17.3″ _module_preset=”98b12bfd-4fc8-4007-ab69-ae93855cbc9d” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” header_text_align_tablet=”” header_text_align_phone=”center” header_text_align_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”65px” header_font_size_last_edited=”on|phone” header_4_text_align_tablet=”” header_4_text_align_phone=”center” header_4_text_align_last_edited=”on|phone” header_4_font_size_tablet=”” header_4_font_size_phone=”65px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Us

[/et_pb_text][et_pb_text content_tablet=”” content_phone=”” content_last_edited=”on|phone” _builder_version=”4.23.1″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ text_orientation_tablet=”” text_orientation_phone=”center” text_orientation_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]Everything has been designed so that you have full control and do not need to contact us for help.

If you do still need assistance, email us at info@bankzero.co.za or WhatsApp us on 079 221 6628, but first check if your question is not answered below.[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” max_width=”1950px” custom_margin=”13px||||false|false” custom_padding=”0px||||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ closed_toggle_background_color=”#FFFFFF” icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ use_icon_font_size=”on” icon_font_size=”23px” disabled_on=”off|off|off” admin_label=”accordion mobile” module_id=”faq-accordian” _builder_version=”4.17.3″ _module_preset=”default” toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ toggle_font=”Libre Franklin|700|||||||” body_font=”Open Sans||||||||” body_text_color=”#666666″ custom_margin=”||10px||false|false” custom_padding=”||||true|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{%22gcid-2f160479-f9d2-4563-8f61-acfdf65ed121%22:%91%93,%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22open_toggle_text_color%22,%22toggle_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22,%22icon_color%22%93}”][et_pb_accordion_item open=”on” open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”RGBA(0,0,0,0)” _builder_version=”4.16″ _module_preset=”default” background_color=”RGBA(0,0,0,0)” background_enable_color=”on” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” border_width_all=”0px” border_color_all=”RGBA(0,0,0,0)” global_colors_info=”{}”][/et_pb_accordion_item][et_pb_accordion_item title=”Need assistance with your PIN or daily emails?” _builder_version=”4.16″ _module_preset=”default” body_font=”Libre Franklin||||||||” body_text_color=”#000000″ body_line_height=”2.2em” custom_margin=”0px||10px||false|false” custom_padding=”||||false|false” global_colors_info=”{}” toggle_text_color=”#000000″ toggle_level=”h4″ toggle_font=”Libre Franklin|700|||||||” toggle_font_size=”16px” open=”off”]View your card PIN
Open your App, tap on the account tile menu of the account that this card belongs to. (The account tile meu is the 3 dots in the bottom right corner of your account tile.)
Select Card > select Card Details.

Add / edit / delete recipients
Add:
Drag tile to Pay bubble > Tap grey ‘+’ > Populate recipient details > Tap Add.

How to activate card
Important, otherwise you’ll incur a nuisance fee.
Tap on account tile menu (dots bottom right of relevant account) > Card > Activate card

Multiple cards on one account
Can only do one card per account, but can open multiple accounts on same profile (with/without their own cards.

Change card delivery / collection address
Email us at info@bankzero.co.za and we’ll attempt to change this with our couriers.

Card taps
Tap on account tile menu (dots bottom right of relevant account) > Card > Card settings. Scroll down to ‘secure small amounts with PIN’ and tick to enable. Remember to save your changes.
“No PIN for small amounts”: tap your card without a PIN < R500 and with PIN > R500. Please ensure that you read the disclaimer shown to you when you untick.
“Always enter PIN for small amounts”: PIN required for every transaction. Some merchants decline small amounts with PIN – then just redo and insert card.
[/et_pb_accordion_item][et_pb_accordion_item title=”Struggling to register or open more accounts?” _builder_version=”4.17.3″ _module_preset=”default” body_font=”Libre Franklin||||||||” body_text_color=”#000000″ body_line_height=”2.2em” custom_margin=”0px||10px||false|false” custom_padding=”||||false|false” global_colors_info=”{}” toggle_text_color=”#000000″ toggle_level=”h4″ toggle_font=”Libre Franklin|700|||||||” toggle_font_size=”16px” open=”off”]Child registration (under 16)
Child must have own unique cell number. Tap grey ‘+’ sign on YOUR canvas > Select ‘Add child’ > Provide info and upload birth certificate or passport.
Once done, download App on child’s phone or add their profile to your phone, and follow shortened registration process. (They won’t receive SMS invite.)
If child older than 16, they open their own profile,

Business registration – requirements
First open account for yourself, then add business via your profile. We require all CC members / company directors, shareholders and ‘ultimate beneficial owners’ to open individual accounts with Bank Zero to view the business account. One they are FICAed, the business account will be opened.
Tap grey ‘+’ sign on YOUR canvas > Select ‘Add business’ and follow the instructions.

Who can open a Bank Zero account?
Any South African citizen or permanent resident with an official South African ID number.
[/et_pb_accordion_item][/et_pb_accordion][et_pb_accordion closed_toggle_background_color=”#FFFFFF” icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ use_icon_font_size=”on” icon_font_size=”23px” _builder_version=”4.20.2″ _module_preset=”default” custom_margin=”||11px||false|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{%22gcid-2f160479-f9d2-4563-8f61-acfdf65ed121%22:%91%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”][et_pb_accordion_item open=”on” open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”RGBA(0,0,0,0)” _builder_version=”4.16″ _module_preset=”default” background_color=”RGBA(0,0,0,0)” background_enable_color=”on” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” border_width_all=”0px” border_color_all=”RGBA(0,0,0,0)” global_colors_info=”{}”][/et_pb_accordion_item][et_pb_accordion_item title=”Have a complaint?” _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#000000″ toggle_font=”Libre Franklin|700|||||||” open=”off”]We take complaints seriously. See our formal complaints process below.

Download Bank Zero Complaints Process[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Media D” module_id=”media” _builder_version=”4.16″ _module_preset=”default” background_color=”gcid-5e069919-eee5-4e17-abb6-145bf6c54156″ custom_margin=”0px||0px||true|false” custom_padding=”80px||||false|false” custom_padding_tablet=”” custom_padding_phone=”30px||0px||false|false” collapsed=”on” global_colors_info=”{%22gcid-e57181e4-50a3-456c-8c17-b8f254424c1d%22:%91%93,%22gcid-5e069919-eee5-4e17-abb6-145bf6c54156%22:%91%22background_color%22%93}”][et_pb_row module_id=”media-mobile” _builder_version=”4.16″ _module_preset=”default” max_width=”1950px” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.17.4″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” header_text_align_tablet=”” header_text_align_phone=”center” header_text_align_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”65px” header_font_size_last_edited=”on|phone” header_4_font_size_tablet=”” header_4_font_size_phone=”65px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Media

[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ custom_padding_last_edited=”on|phone” _builder_version=”4.16″ _module_preset=”default” width=”40%” custom_margin_tablet=”” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”0px||12px||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2023/07/twitter-icon-1-new.png” title_text=”twitter-icon-1-new” url=”https://twitter.com/bankzerosa” url_new_window=”on” align=”center” _builder_version=”4.21.0″ _module_preset=”default” width=”20%” width_tablet=”” width_phone=”30%” width_last_edited=”on|phone” module_alignment=”center” custom_margin_tablet=”” custom_margin_phone=”||10px||false|false” custom_margin_last_edited=”on|phone” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ link_option_url=”https://twitter.com/bankzerosa” link_option_url_new_window=”on” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

@BankZeroSA

[/et_pb_text][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/10/facebook-icon-1-1.png” title_text=”facebook-icon” url=”https://www.facebook.com/BankZer0/” url_new_window=”on” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”20%” width_tablet=”” width_phone=”30%” width_last_edited=”on|phone” module_alignment=”center” custom_margin_tablet=”” custom_margin_phone=”||10px||false|false” custom_margin_last_edited=”on|phone” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ link_option_url=”https://www.facebook.com/BankZer0/” link_option_url_new_window=”on” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

@BankZer0

[/et_pb_text][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/10/linked-in-icon-1-1.png” title_text=”linked-in-icon” url=”https://www.linkedin.com/company/bank-zero/about/” url_new_window=”on” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”20%” width_tablet=”” width_phone=”30%” width_last_edited=”on|phone” module_alignment=”center” custom_margin_tablet=”” custom_margin_phone=”||10px||false|false” custom_margin_last_edited=”on|phone” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”9d7389eb-023d-4f48-aebb-5058c3650380″ link_option_url=”https://www.linkedin.com/company/bank-zero/about/” link_option_url_new_window=”on” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Bank Zero

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” max_width=”1950px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion closed_toggle_background_color=”#FFFFFF” icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ use_icon_font_size=”on” icon_font_size=”23px” disabled_on=”on|on|on” _builder_version=”4.18.0″ _module_preset=”default” custom_margin=”||11px||false|false” border_radii=”on|10px|10px|10px|10px” disabled=”on” locked=”off” global_colors_info=”{%22gcid-2f160479-f9d2-4563-8f61-acfdf65ed121%22:%91%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”][et_pb_accordion_item open=”on” open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”RGBA(0,0,0,0)” _builder_version=”4.16″ _module_preset=”default” background_color=”RGBA(0,0,0,0)” background_enable_color=”on” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” border_width_all=”0px” border_color_all=”RGBA(0,0,0,0)” global_colors_info=”{}”][/et_pb_accordion_item][et_pb_accordion_item title=”Customer stories” _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#000000″ toggle_font=”Libre Franklin|700|||||||” open=”off”]Uncontrolled card subscriptions

Misplaced your wallet?

No more ‘Send Money’ hassles

No more card skimming[/et_pb_accordion_item][/et_pb_accordion][et_pb_accordion closed_toggle_background_color=”#FFFFFF” icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ use_icon_font_size=”on” icon_font_size=”23px” _builder_version=”4.23″ _module_preset=”default” custom_margin=”||11px||false|false” border_radii=”on|10px|10px|10px|10px” locked=”off” global_colors_info=”{%22gcid-2f160479-f9d2-4563-8f61-acfdf65ed121%22:%91%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}”][et_pb_accordion_item open=”on” open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”RGBA(0,0,0,0)” _builder_version=”4.16″ _module_preset=”default” background_color=”RGBA(0,0,0,0)” background_enable_color=”on” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” border_width_all=”0px” border_color_all=”RGBA(0,0,0,0)” global_colors_info=”{}”][/et_pb_accordion_item][et_pb_accordion_item title=”Latest Press Release” _builder_version=”4.23″ _module_preset=”default” global_colors_info=”{}” toggle_text_color=”#000000″ toggle_font=”Libre Franklin|700|||||||” open=”off”]Bank Zero announces yet another year of unchanged Zero pricing

Bank Zero’s Commercial Banking takes on Traditional Banks

Bank Zero partners with iKhokha for card machines

Bank Zero has Zero phishing victims

ZERO card fraud at Bank Zero

Zero fees remain Zero![/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Legal & Reg” module_id=”legal” _builder_version=”4.16″ _module_preset=”default” background_color=”gcid-5e069919-eee5-4e17-abb6-145bf6c54156″ custom_margin=”0px||||false|false” custom_padding=”50px||14px||false|false” collapsed=”on” global_colors_info=”{%22gcid-e57181e4-50a3-456c-8c17-b8f254424c1d%22:%91%93,%22gcid-5e069919-eee5-4e17-abb6-145bf6c54156%22:%91%22background_color%22%93}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” vertical_offset=”-30px” max_width=”1950px” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://www.bankzero.co.za/wp-content/uploads/2021/03/legal-and-regulatory-icon-1.png” title_text=”legal-and-regulatory-icon” align=”center” _builder_version=”4.16″ _module_preset=”default” width=”20%” width_tablet=”” width_phone=”200px” width_last_edited=”on|phone” module_alignment=”center” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”98b12bfd-4fc8-4007-ab69-ae93855cbc9d” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ custom_margin=”||0px||false|false” header_3_font_size_tablet=”” header_3_font_size_phone=”35px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Legal &

[/et_pb_text][et_pb_text content_last_edited=”off|desktop” _builder_version=”4.16″ _module_preset=”98b12bfd-4fc8-4007-ab69-ae93855cbc9d” header_4_text_color=”gcid-2f160479-f9d2-4563-8f61-acfdf65ed121″ custom_margin=”0px||||false|false” custom_padding=”0px||0px||false|false” header_text_align_tablet=”” header_text_align_phone=”center” header_text_align_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”50px” header_font_size_last_edited=”on|phone” header_4_font_size_tablet=”” header_4_font_size_phone=”53px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22header_text_color%22%93,%22gcid-4873be90-5372-46c3-930c-1df4b833a98e%22:%91%22header_2_text_color%22,%22text_text_color%22%93}”]

Regulatory

The legal contracts and regulations
that govern our interaction

[/et_pb_text][et_pb_accordion open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ closed_toggle_background_color=”#FFFFFF” icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ use_icon_font_size=”on” icon_font_size=”23px” disabled_on=”on|on|off” _builder_version=”4.23.1″ _module_preset=”default” toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ toggle_font=”Libre Franklin|700|||||||” custom_margin=”||||false|false” custom_padding=”||||true|false” hover_enabled=”0″ border_radii=”on|10px|10px|10px|10px” global_colors_info=”{%22gcid-2f160479-f9d2-4563-8f61-acfdf65ed121%22:%91%93,%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22toggle_text_color%22,%22open_toggle_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}” sticky_enabled=”0″][et_pb_accordion_item open=”off” open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”RGBA(0,0,0,0)” _builder_version=”4.16″ _module_preset=”default” background_color=”RGBA(0,0,0,0)” background_enable_color=”on” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” border_width_all=”0px” border_color_all=”RGBA(0,0,0,0)” global_colors_info=”{}”][/et_pb_accordion_item][et_pb_accordion_item title=”Terms & Conditions” open_toggle_text_color=”#000000″ _builder_version=”4.17.4″ _module_preset=”default” custom_margin=”||10px||false|false” custom_padding=”||||false|false” global_colors_info=”{}” toggle_text_color=”#000000″ toggle_level=”h5″ open=”off”]Bank Zero Terms & Conditions[/et_pb_accordion_item][et_pb_accordion_item title=”Privacy Policy” open_toggle_text_color=”#000000″ _builder_version=”4.17.4″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” toggle_text_color=”#000000″ open=”off”]Read the Bank Zero Customer Privacy Policy

Download Bank Zero Cookie Policy[/et_pb_accordion_item][et_pb_accordion_item title=”Manual addressing the Protection of Access to Information Act” open_toggle_text_color=”#000000″ _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”||10px||false|false” hover_enabled=”0″ global_colors_info=”{}” toggle_text_color=”#000000″ open=”on” sticky_enabled=”0″]Download Bank Zero PAIA Manual[/et_pb_accordion_item][/et_pb_accordion][et_pb_accordion open_toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ closed_toggle_background_color=”#FFFFFF” icon_color=”gcid-43c52247-50f0-4176-b81b-c37d0361f450″ use_icon_font_size=”on” icon_font_size=”23px” disabled_on=”off|off|on” _builder_version=”4.23.1″ _module_preset=”default” toggle_text_color=”gcid-24dcd073-2323-438f-b898-51bbc32cc3a5″ toggle_font=”Libre Franklin|700|||||||” custom_margin=”||||false|false” custom_padding=”||||true|false” hover_enabled=”0″ border_radii=”on|10px|10px|10px|10px” global_colors_info=”{%22gcid-2f160479-f9d2-4563-8f61-acfdf65ed121%22:%91%93,%22gcid-24dcd073-2323-438f-b898-51bbc32cc3a5%22:%91%22toggle_text_color%22,%22open_toggle_text_color%22%93,%22gcid-43c52247-50f0-4176-b81b-c37d0361f450%22:%91%22icon_color%22%93}” sticky_enabled=”0″][et_pb_accordion_item open=”on” open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”RGBA(0,0,0,0)” _builder_version=”4.16″ _module_preset=”default” background_color=”RGBA(0,0,0,0)” background_enable_color=”on” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” border_width_all=”0px” border_color_all=”RGBA(0,0,0,0)” global_colors_info=”{}”][/et_pb_accordion_item][et_pb_accordion_item title=”Terms & Conditions” open_toggle_text_color=”#000000″ _builder_version=”4.17.4″ _module_preset=”default” custom_margin=”||10px||false|false” custom_padding=”||||false|false” global_colors_info=”{}” toggle_text_color=”#000000″ toggle_level=”h5″ open=”off”]Bank Zero Terms & Conditions[/et_pb_accordion_item][et_pb_accordion_item title=”Privacy Policy” open_toggle_text_color=”#000000″ _builder_version=”4.17.4″ _module_preset=”default” custom_margin=”||10px||false|false” global_colors_info=”{}” toggle_text_color=”#000000″ open=”off”]Read the Bank Zero Customer Privacy Policy

Read our Privacy Policy[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]